Loans Online 100%, 24/7
Speedy Cash provides loans completely online! No need to beat store hours, visit a physical location or fax in any documentation. Apply for your loan online anytime, anywhere from our website or through the Speedy Cash App.
If approved, you’re in control of the way you receive your online loan funds. Have them deposited in your bank account as early as today, pick them up at a Speedy Cash store, or have them instantly deposited* to your Opt+® Visa® prepaid debit card.
*Instant funding to Opt+ subject to system limitations.
The online loan application through the Speedy Cash website is backed by a McAfee SECURE™ certificate and is Norton Secure™ certified. We want your application process to not only be easy and convenient, but also leave you feeling safe and secure.
Loans Anytime, Anywhere
We are passionate about helping those who find themselves in a tight situation, no matter when or where. Cash emergencies happen. Life moves fast and doesn’t slow down when money is tight. Speedy Cash understands that sometimes you need cash in a hurry; that’s why we offer loans online 24/7. Fast loans you can apply for online with Speedy Cash could provide you with a cash advance when you need it most.
Actual Customer Testimonials
Online Loans Offered by Speedy Cash
We offer various online lending options to fit your specific needs.
Usually pay a flat fee
Typically due on your next pay day
Pay loan back over time
Line of Credit Loans
Accrues daily interest
Repay loan over time
Get cash advances up
to your credit limit
Loan amounts, terms and rates vary by loan type and by state. The examples above are representative of typical loans from Speedy Cash. For specifics on the loans offered in your state, visit our Rates & Terms section.
Applying for a Loan Online
While you may be eager to apply for an online loan from Speedy Cash, borrowing money can be an intimidating experience for some. With so many lenders providing online loan services, choosing a loan provider is tough. Now add into the equation choosing an online loan that’s right for your financial situation – now that’s a sticky situation! Your friends at Speedy Cash want to make your online loan options are as clear as possible. Consider the following when choosing an online loan (loan availability varies by state):
You may have heard of payday loans referred to as cash advances; they’re the same thing. If you are in need of quick cash, a payday loan may be the temporary financial fix for you. Remember, payday loans give access to fast cash, but the turnaround to pay back in full is usually around the time that you’ll receive your next pay check. With a payday loan from Speedy Cash, you will be repaying the principal loan amount plus finance fees.
Installment loans offer a longer repayment period and usually a higher approval amount than a payday loan. Your repayment period is based on set monthly payments, or installments, that provide you an end date for paying off the loan if you follow the repayment schedule. The best part is, your interest rate won’t go up throughout the lifetime of the loan and there are no fees for paying off the loan early! At Speedy Cash, we believe our Customers have enough other cost of living expenses to worry about, and you shouldn’t have to worry about extra unexpected fees from your loans.
If you apply and get approved for a line of credit loan, you can take out cash advances up to your credit limit. A line of credit loan functions similarly to a credit card – as long as you make your loan payments on time, you can borrow the amount of cash you need (up to your credit limit). At Speedy Cash, once you’re approved for a line of credit loan, you won’t need to reapply every time you need to take out more money!
Still feeling confused? Feel free to browse our website, give us a call, send us an email, or stop by a Speedy Cash location near you – we’re always here to answer your questions. If you’re in a tough financial spot, you could be approved for a loan from Speedy Cash!
How Do Online Loans from Speedy Cash Work?
We’re so glad you’ve chosen Speedy Cash. We offer a streamlined application process that can be completed within minutes from our website or mobile app! Have questions about the application? Give us a call!
2. Receive Lending Decision
We know you need your cash fast, so we promise your lending decision will be brought to you almost instantaneously after you complete the application – no wait, no hassle, and no stress! Pretty cool, right?
3. Select Loan Amount
If approved, your money is waiting! You have the choice to take the entire amount of your approved loan down to as little as $50, and any number in between. With Speedy Cash, the choice is always yours.
4. Sign Your Documents
You’re almost there! Go ahead and sign your loan documents. We know you’re ready for your cash, but be sure to read all of the attached paperwork with specific criteria from your State and other loan agreements.
5. Receive Your Cash
Alright, your cash is coming as soon as tomorrow (or immediately* with the Opt+ Visa prepaid debit card)! You can breathe again! Now pay those bills or take care of those unexpected expenses, stress-free.
*Instant funding to Opt+ subject to system limitations.
6. Convenient Repayment Options
It’s payday again! Yahoo! Now you’re able to pay off or make payments toward your loan! Just remember that you are always only one click away from fast cash with Speedy Cash online loans!
As they say, knowledge is power, so we want to make sure our Customers feel completely informed about the kind of loan decision they are going to make. Take a look at our quick answer online loan FAQs below. Need more detail? Give us a call or pop into one of our many locations and one of our skilled Representatives will gladly give you more information on loans offered near you.
Still can’t find what you’re looking for?
Stop by our FAQ page to learn more about online loans.