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Security Center

The internet can be scary.

This is a safe place

Computer security

This is a safe place

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We're serious about security.

Updated July, 2021, by Chief Information Security Officer Ron Shuck.

Keeping your information private and safe is our top priority. We have many security measures to safeguard your account, including encryption, activity alerts, SSL validation, and more. Our site is TrustedSite® certified secure, and our security team has 20 industry certifications, including: CISSP, CISM, CISA, GCIA, GCED, GCIH, GCWN, GCDA, GWAPT, CEH, and CPP.

Speedy Cash will NEVER

  • Randomly email or call you asking for your account number, username, or Social Security Number.
  • Require you to load money onto a prepaid card in order to get a loan.
  • Demand you prepay any amount to consider your loan application or grant you a loan.

Know the Do's and Don'ts of security alerts

Let's work together to protect your money and your identity.


...give out personal, sensitive or payment information to people who can't confirm the details of your loan.


...forward a payment or load funds onto a prepaid card in order to get a loan.

Do... us directly at 1-877-336-9392 if you get a suspicious call, letter or email claiming to be Speedy Cash.

Watch out for Debt-Collection Scams

Scammers send out illegal, fraudulent debt-collection communications falsely claiming to represent lenders like Speedy Cash. These communications can be calls or emails, and they’re not sent by Speedy Cash or any of our affiliates.

Warning signs for debt-collection scams

It might be a scam if the caller or sender...

  • threatens violence, criminal, or legal action
  • demands immediate payment
  • refuses to give you info about the debt, like the amount
  • comes from a personal email account like Gmail, AOL or Outlook
  • domain doesn’t include “Speedy Cash”, “Speedy Inc”, or “Rapid Cash“
  • gives you fake case numbers or amounts you don't recognize
  • threatens to send information to your boss or references
  • threatens to confiscate all your salary and/or wages
  • uses profane language or incorrect English
  • is overly aggressive or rude

Watch out for Loan Scams

Scammers falsely claiming to represent Speedy Cash ask consumers to load money onto a prepaid card, purchase money orders, or send funds using MoneyGram or Western Union to get a loan. They might tell you to prepay a “fee” (like an application fee or an administrative fee) or “taxes” for a loan. They might even use the Speedy Cash name, logo and mailing address.

Warning signs for loan scams

It might be a scam if the caller or sender...

  • asks for payment in advance
  • requires funds to be loaded onto a prepaid card
  • requires the purchase of money orders
  • requires funds to be sent via MoneyGram or Western Union
  • sends you loan documents when you have not applied for a loan
  • sends you unsolicited emails

Think you've been a victim of fraud?

We're on your side. We can help you file a police report and a complaint at

Call us at 1-877-336-9392.

More Personal Security Tips

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Additional Resources

Loan Products

  • Payday Loans
  • Installment Loans
  • Payday Loans Online
  • Title Loans
  • Line of Credit
  • Online Loans
  • Cash Advance Loans
  • Fast Cash Loans
  • Loans by Phone
  • Funding Times
  • Payday Advance
  • Short Term Loans

Store Services

Contact Customer Service


Axiom Cardholders

Metropolitan Cardholders

Refer to your card to determine your issuing bank.

© 1997-2021 Speedy Cash. All Rights Reserved. 3615 N Ridge Rd. Wichita, KS 67205

Product types and maximum loan amounts vary by market. Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

Short term loans should be used for short-term financial needs and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

The credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.

Instant funding is not applicable for all debit cards and is not available in New Mexico, Ohio or South Carolina. Subject to system limitations. Some restrictions may apply.

Cash advances only available up to approved credit limit; some restrictions may apply.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

Alabama: Minimum age to apply in Alabama is 19.

California: Speedy Cash is licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

New Mexico: Speedy Cash is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, first contact MoneyGram Payment Systems, Inc. at 1-800-MONEYGRAM. If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601 North Lamar Boulevard, Austin, TX 78705-4294, 1-877-276-5554 (toll free),

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: No fee withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play and the Google Play logo are trademarks of Google LLC. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.