Installment Loans

When you need a fast cash loan, Speedy Cash is here for you. Our in-store and online installment loans allow you to take out one lump sum of money in a cash advance - similar to a payday loan - but allows you to pay it back over several payments rather than all at once (like with payday loans).

Call, Click or Come In to Get an Installment Loan

The need for cash can pop up at any time, and usually, it’s the most inconvenient time. Speedy Cash strives to make applying for an installment loan as convenient as possible. With our call, click or come in options to apply, it doesn’t matter where you are or what time it is - Speedy Cash is here.

Apply Online

Online Installment Loans

Apply, receive and pay back installment loans online - all without ever leaving the comfort of your home. Apply Now

Visit a Store

Installment Loans Near Me

Visit a Speedy Cash location to apply for an installment loan in person. Find a Store

Apply By Phone

Installment Loans by Phone

If you're on the go, have limited Internet access, or there are no stores around, try our Loan by Phone service to apply. Call 1-888-333-1360 to Apply

Installment Loans up to $5,000

Installment Loans from Speedy Cash can give you the freedom to pay back your loan in full at any time, without penalties or fees. If an unexpected expense just popped up, or you're short on covering your bills this month, don’t stress - an installment loan from Speedy Cash may be for you. We understand that you may be under a lot of stress by the time you get to us, and the last thing you need to worry about is a stressful loan process. Speedy Cash always aims to make the process as easy, fast and friendly as possible.

Speedy Cash Reviews

Actual Customer Testimonials

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Customers with credit difficulties should seek consumer credit counseling.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

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