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Title Loans from Speedy Cash
Title loans allow you to use your car title as collateral for cash. If you are in a bind and need a sum of money that a standard payday or installment loan won't cover, a title loan from Speedy Cash might be a good fit for your needs.
Some "cash for title" loans can require you to give up your vehicle for as long as you have a loan out against the title. At Speedy Cash you receive your title cash, AND you get to keep your car!
Lending Decision in Minutes
Apply in one of our convenient store locations. The application takes only minutes to fill out and we will give you a lending decision right away. We strive to get you cash as quickly as possible.
Instant Funding Option
Get cash instantly upon approval decision! Walk out of our store with cash in hand, up to your approval amount.
Why Speedy Cash?
More than 2.4 million people have chosen us for their emergency cash needs.
How the Title Loans Process Works
In 6 Simple Steps!
Apply for a title loan at a participating Speedy Cash location!
2. Get an instant lending decision
We'll immediately inform you whether your credit application is approved and if approved, the amount of credit available to you.
3. Choose your loan amount
Select how much you would like to borrow, up to your approved amount.
4. Sign your loan documents
Review your loan terms and sign your loan documents.
5. Get your money
Upon approval, you will receive your title cash on the spot – and you keep your car!
6. Repay your loan with installment payments
Your loan repayment plan will be scheduled at the time of your loan and will be based on your state's rules and regulations along with the type of title loan you take out.
Frequently Asked Questions
Looking for more information on how title loans work? Keep reading to get answers to frequently asked questions!
Q: What will I need to apply?
A: You will need the following to apply for a title loan at a Speedy Cash location:
Vehicle in driving condition
Proof of address (bill or bank statement from last 30 days)
Proof of income
Q: How much money can I borrow with a title loan?
A: The amount you are approved to borrow will depend on your vehicles condition, and your ability to repay the loan.
Q: Will getting a title loan affect my ownership of the vehicle?
A: Even though Speedy Cash is a lien holder, your car remains in your possession, so you can still use your car while you repay your loan. Once you pay the loan in full, the lien is released.
Q: How long will it take to get a title loan?
A: Most title loans can be issued within 15-20 minutes. Some states have laws requiring additional paperwork, so you may want to call your local Speedy Cash location to ask what kind of documentation you'll need. Speedy Cash verifies your information such as your ownership of the vehicle, proof of address and identity. Then we inspect your car to make sure it is in good working condition, and give you an approval decision.
Q: My car is pretty old, will the year of my vehicle affect my ability to get a loan?
A: While we consider many factors when inspecting vehicles, the main factor in approval decision is the condition of the vehicle and not necessarily the model year.
Q: There are two owners on the car title, do we both need to be present to get a loan?
A: This depends on the "and/or" language that your title is written in. If your title reads: Your name "AND" the other owner's name, you will both need to be present to apply for a title loan. If your title reads: Your name "AND/OR" the other owner's name, only one of you will need to be present to apply for a title loan. While both owners may need to be present if your title has an "AND" statement, only one owner will be the borrower of the loan.