Line of Credit Loans
With a line of credit loan from Speedy Cash, you apply only once and can request cash advances as often as you need up to your available credit limit. There are several repayment options to choose from, including making minimum payments gradually over time or repaying your balance in full to reduce interest. The best part? You will only pay interest on the cash you use (not the full amount you’re approved for) and you’ll have a fixed interest rate, meaning your interest rate won’t go up throughout the lifetime of your loan.
Line of Credit Loans Near Me
Find a Speedy Cash location near you.
Up to 3 times the cash compared to typical payday loans.
Pay interest ONLY for the time you use the cash.
Take additional cash advances up to your approved limit.
Being short on cash is never an ideal situation - that's why Speedy Cash offers quick loans in the form of a personal line of credit. Unlike typical payday loans and installment loans, line of credit loans give you the freedom to borrow what you need, when you need it. Borrow only what you need now, paying interest only on the amount you actually borrow. You decide whether to pay the minimum amount due on your due date, or make larger payments to reduce your balance more quickly. As you make payments, you can take out additional cash advances (up to your approved credit limit), giving you control over how and when you use your funds.
Paying more than the minimum payment is encouraged so that you pay less in interest charges. Avoiding those pesky interest fees has never been easier. As a Speedy Cash Customer, you will never be penalized for paying off your loan early. Paying more than the minimum amount due will result in paying less interest over time – win-win situation! There’s no need to reapply, just to take out more funds from your line of credit and once your balance is paid in full, you have the option to keep your loan open for up to one year with a zero balance!
No reapply time + fast cash = the kind of math that really can make a difference during tight situations.