What is a Title Loan?
Get a Title Loan using the clear title of your vehicle as collateral for cash, once your loan is fully repaid you will get your title back. If you have a clear title for an approved vehicle, you can access funds fast through our title loans process.
Not only do we have Car Title Loans but also Motorcycle Title Loans, Truck Title Loans, Boat Title Loans and RV Title Loans. To apply, just bring your clear title to your nearest Speed Cash store to be appraised and determine your loan eligibility.
If approved, you can drive away with your cash in hand!
Select your state to see loans and amounts.
How it works:
ARRIVE IN YOUR VEHICLE TO START AN APPLICATION
Bring your vehicle to a participating Speedy Cash location. We will then ask a few questions such as your basic contact info, income, and vehicle information.
GET YOUR VEHICLE INSPECTED
We'll do a quick appraisal of your vehicle to determine its value and that, along with your income, helps to determine your loan amount.
RECEIVE A LENDING DECISION
Our friendly team will assist you along the way and if you're approved, they'll let you know how much you're approved to borrow.
REVIEW AND SIGN YOUR DOCS
Carefully read and sign loan documents, then drive away with your cash and vehicle!
REPAY OVER TIME
The lien on your title will be released once your loan is paid in full.
What are the Title Loan Requirements?
- Vehicle in driving condition
- Clear title or proof of 1st lien*
- Proof of address
- Valid ID
- Proof of vehicle insurance
Some states may require additional information, like Arizona Express Title Loans. Call a nearby store to find out if more info is needed.
*Clear title required in Mississippi, Nevada, and Texas.
In Alabama, title lending offerings are 30-day pawns. Title loans are made under the Alabama Pawnshop Act, Ala. Code 5-19A-1 et seq.
Personal Loan Alternatives
Pro Tip! Title loans are an expensive form of credit. If a Title Loan doesn’t sound like the right fit for you, consider cheaper alternatives and check out all the available options!
Need cash to get you by until your next payday? Consider a payday loan. Payday Loans , also known as cash advances or payday advance loans, are small, short-term loans that help you cover emergency expenses that might come up between paychecks.
Exploring ways to make extra income? Check out our blog to learn more about neat ways to supplement your income!
Title Loans Help Center
With a title loan from Speedy Cash, you remain in possession of your vehicle while you repay your loan. Speedy Cash is listed as a lienholder only for the duration of your loan. The lien is removed and your title is cleared once you repay your loan in full.
Since Speedy Cash will have a lien on your car, we have the right to repossess your vehicle if you default on your loan. If you won't be able to make a payment, let us know as soon as possible by stopping by a store or calling us at 1-888-333-1360. We may be able to extend your due date, work out a payment plan or refinance your loan. If you don't contact us to work out one of these options your car could be repossessed.
You're welcome to review some common questions on our dedicated FAQs page. We also provide some financial resources on our blog. And of course, we're always happy to hear from you in person, online or over the phone at 1-888-333-1360.
Still have a few Title Loan questions?
When you have a question, we work hard to provide an answer. That’s why we put together a robust Help Center to answer any additional questions you may have.