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Most funds are deposited within 15 minutes of loan completion.

Speedy Cash
Easy, Fast  & Friendly  Cash Loans

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Why Choose Speedy Cash?
We get it, not everyone has a perfect credit score. That’s why for over 20 years Speedy Cash has been committed to providing you with short-term loans at your convenience. From opening our first store in 1997, introducing online loans in 2008 to launching our mobile app in 2015, as your needs have changed, so have we. Consider Speedy Cash as your lender just like 4.5 million others already have.
“I highly recommend Speedy Cash. Simple to use website to request funds and excellent customer service. I was very impressed. Definitely a 5 star experience!”
— June R. of CA
Keeping Your Info Safe
Our loan applications are protected by a secure network. In fact, we have earned the McAfee® SECURE and the Norton Secured certifications on our website. Learn more about securing your data through our Security Center.
Getting You Back to What Matters With a Quick Application
We stand by our Speedy name by offering a loan application that can be completed in as little as 10 minutes. If approved, get your funds deposited to your debit card within 15 minutes with instant funding.
“Had an emergency, did not take long for response of application. Was approved within minutes and money deposited in account within minutes.”
— Derek W of VA
Putting You First

Our courteous and knowledgeable in-house Customer Service team is available seven days a week to help you however we can.

Give us a call! 1-888-333-1360

Practicing Responsible Lending
We comply with all applicable federal, state, and municipal laws and regulations to ensure our Customers are protected while meeting their lending needs.
“I highly recommend Speedy Cash. Simple to use website to request funds and excellent customer service. I was very impressed. Definitely a 5 star experience!”
— June R. of CA
CFSA Member
As a proud member of the Community Financial Services Association (CFSA) Speedy Cash closely follows their best practices. The CFSA is the national small-dollar credit trade association that aims to work with lenders to protect borrowers' rights and access to short-term credit.
OLA Seal
Speedy Cash belongs to the Online Lenders Alliance (OLA), which is a trade association that ensures borrowers are fully informed and fairly treated. Speedy Cash also adheres to their Code of Conduct, and Best Practices.
In you can apply for:
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Head to our Rates & Terms page to learn more.

The Speedy Cash Blog

We want to help keep you moving forward. That’s why we’re constantly creating resources to help our Customers understand money, personal security and life in general.

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Product types and maximum loan amounts vary by market. Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

The credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.

Instant funding to a debit card is only available for online loans. Instant funding is not applicable for all debit cards and is not available in New Mexico, Ohio or South Carolina. Subject to system limitations. Some restrictions may apply.

Cash advances only available up to approved credit limit; some restrictions may apply.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

Alabama: Minimum age to apply in Alabama is 19.

California: Speedy Cash is licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

New Mexico: Speedy Cash is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, first contact MoneyGram Payment Systems, Inc. at 1-800-MONEYGRAM. If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601 North Lamar Boulevard, Austin, TX 78705-4294, 1-877-276-5554 (toll free), www.dob.texas.gov.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: No fee withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.

Customer Notice:
There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.