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The Speedy Cash Story

We wrote the book on fast cash.

Well, not really. But it's in our name, and we live up to it every day. At Speedy Cash, we believe that everyone should have access to credit regardless of credit score. Money is hard. Credit is even harder. That's where we come in.

We provide access to credit for those who don't have a perfect credit score and we provide it in a timely manner (hence the name).

Our name is our goal: To provide speedy cash.

FPO

1997

The Beginning

Speedy Cash was founded by Chad Faulkner, Doug Rippel and Mike McKnight. The three childhood friends from Wichita, KS created the company to meet the growing consumer need for convenient, easily-accessible financial and loan services in a safe, clean and professional environment. They opened the first store in Riverside, CA in 1997.

Fun fact: Our first store is still located where it was originally opened at Magnolia & Harrison.

 
 

FPO

1999

Introducing Rapid Cash

Less than 2 years after opening the first store, the founders recognized the need for accessible credit went beyond California. There was a need in Nevada and they wanted to fill it! But after a mere 20 minutes in Las Vegas, they saw Speedee Cash. Wha-wha-whaa. A simple roadblock like this wasn't going to prevent them from providing access to credit in Nevada. They pivoted and introduced a new brand: Rapid Cash (which today, is the face of the brand in Nevada, Oregon and Washington).

FPO

2003

Speedy Roo Is Born

With a growing brand, the founders saw a need to put a face to it. They went through several different mascots (including a dog on a skate board!) before Speedy Roo was born. Roo was introduced as the Speedy Cash mascot in 2003 with glowing warmth, friendliness and a handy kangaroo pouch - a great place to keep cash!

 
 

FPO

2007

Booming Brick & MOrtars

From 1997–2007, more and more people chose Speedy Cash. Continuing to meet the need for accessible credit, 61 stores were opened across the United States.

FPO

2008

Speedy Cash Goes Online

As the internet started becoming more and more prevalent (yes, we remember the time before the internet!), more and more businesses started going online. Which set an expectation for consumers. As we started to learn that our Customers had an interest in managing their loans online, and consumers started looking for services like Speedy Cash online, we met the demand by introducing SpeedyCash.com in 2008.

 
 

FPO

2011

100th Store!

In 2011 we hit a milestone by opening our 100th store in Topeka, KS.

FPO

2015

The Mobile Revolution

Technology is a beautiful thing. What would we all do without our smartphones? Smartphones opened up a consumer expectation to have access to everything you could ever need and want literally at your fingertips.

In 2015, we introduced the Speedy Cash mobile app. Allowing Customers to manage their loans within the app.

 

FPO

1997

The Beginning

Speedy Cash was founded by Chad Faulkner, Doug Rippel and Mike McKnight. The three childhood friends from Wichita, KS created the company to meet the growing consumer need for convenient, easily-accessible financial and loan services in a safe, clean and professional environment. They opened the first store in Riverside, CA in 1997.

Fun fact: Our first store is still located where it was originally opened at Magnolia & Harrison.

FPO

1999

Introducing Rapid Cash

Less than 2 years after opening the first store, the founders recognized the need for accessible credit went beyond California. There was a need in Nevada and they wanted to fill it! But after a mere 20 minutes in Las Vegas, they saw Speedee Cash. Wha-wha-whaa. A simple roadblock like this wasn't going to prevent them from providing access to credit in Nevada. They pivoted and introduced a new brand: Rapid Cash (which today, is the face of the brand in Nevada, Oregon and Washington).

FPO

2003

Speedy Roo Is Born

With a growing brand, the founders saw a need to put a face to it. They went through several different mascots (including a dog on a skate board!) before Speedy Roo was born. Roo was introduced as the Speedy Cash mascot in 2003 with glowing warmth, friendliness and a handy kangaroo pouch - a great place to keep cash!

FPO

2007

Booming Brick & MOrtars

From 1997–2007, more and more people chose Speedy Cash. Continuing to meet the need for accessible credit, 61 stores were opened across the United States.

FPO

2008

Speedy Cash Goes Online

As the internet started becoming more and more prevalent (yes, we remember the time before the internet!), more and more businesses started going online. Which set an expectation for consumers. As we started to learn that our Customers had an interest in managing their loans online, and consumers started looking for services like Speedy Cash online, we met the demand by introducing SpeedyCash.com in 2008.

FPO

2011

100th Store!

In 2011 we hit a milestone by opening our 100th store in Topeka, KS.

FPO

2015

The Mobile Revolution

Technology is a beautiful thing. What would we all do without our smartphones? Smartphones opened up a consumer expectation to have access to everything you could ever need and want literally at your fingertips.

In 2015, we introduced the Speedy Cash mobile app. Allowing Customers to manage their loans within the app.

Speedy Cash Cares

We want to build a more caring community together. This vision is showcased in the amazing philanthropy of our team members and the charities we serve, like our efforts with Frontline Foods to feed thousands of healthcare workers during the COVID-19 pandemic. By volunteering and donating, we hope to inspire and grow as individuals, as a company, as a community, and—yes—as a world.

Learn more about the ways Speedy Cash Cares.

The Speedy Cash Way

Clarity

We don't believe in hidden fees, unknown charges, or mysterious disappearing money. When you choose to apply for a loan with Speedy Cash, you are choosing complete transparency.Your interest rates, payment amounts, and payment dates are clearly defined and shared with you during the application process.

High Standards

We adhere to all federal, state, and municipal laws. We are proud members of the Online Lenders Alliance (OLA). In short,we make sure our Customers are informed, treated fairly and have access to short-term credit.

Extras!

Our Customers might have initially come to us to overcome a financial burden quickly, but the long term goal is to educate our Customers so that they are back on their feet financially. We supply resources that cover budgeting tips, ways to save money and security tips to keep your personal information safe.

Happy Customers

Actual Customer Testimonials

A blast from the past!

Check out how far we've come by taking a look at an early Speedy Cash store versus our store today!

FPO

Speedy Cash Circa 2001

Original company logo Trade Marked 2001®

FPO

Speedy Cash Now

Speedy Cash.

Existing company logo

Loan Products

  • Payday Loans
  • Installment Loans
  • Payday Loans Online
  • Title Loans
  • Line of Credit
  • Online Loans
  • Cash Advance Loans
  • Fast Cash Loans
  • Loans by Phone
  • Funding Times
  • Payday Advance
  • Short Term Loans

Store Services

Contact Customer Service

Opt+®

Axiom Cardholders

Metropolitan Cardholders

Refer to your card to determine your issuing bank.

© 1997-2021 Speedy Cash. All Rights Reserved. 3527 N Ridge Rd. Wichita, KS 67205

Product types and maximum loan amounts vary by market. Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

Short term loans should be used for short-term financial needs and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

The credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.

Instant funding is not applicable for all debit cards and is not available in New Mexico, Ohio or South Carolina. Subject to system limitations. Some restrictions may apply.

Cash advances only available up to approved credit limit; some restrictions may apply.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

Alabama: Minimum age to apply in Alabama is 19.

California: Speedy Cash is licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

New Mexico: Speedy Cash is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, first contact MoneyGram Payment Systems, Inc. at 1-800-MONEYGRAM. If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601 North Lamar Boulevard, Austin, TX 78705-4294, 1-877-276-5554 (toll free), www.dob.texas.gov.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: No fee withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play and the Google Play logo are trademarks of Google LLC. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.