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Introducing Instant Funding to Debit Cards†

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Cash Advance Loans

Up to $1,500 Instant† Cash

When bills begin to pile up and your bank account is running low, apply for a cash advance from Speedy Cash. If approved, you could walk out of a store with cash in hand or get cash instantly funded† to your debit card online.

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Types of Cash Advances

How it Works

Quick Loans Since 1997

Speedy Cash has been a trusted cash loan provider for more than 20 years. From the start, our quick cash loans have continued to evolve to meet our Customers’ needs.

Direct Lender*

Speedy Cash processes Customer applications and loans – in most states, third parties are not involved.

Call, Click or Come In

Want borrowing flexibility? Speedy Cash offers different ways to borrow and manage your loan. Apply online, over the phone, or at a store.

*In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party.

Cash Loans from Speedy Cash

With Speedy Cash, you have options. We offer a variety of cash advance loans, each designed to help you with your current financial situation. Have more questions? Read our FAQs or contact us on the phone or in-store, and one of our knowledgeable representatives is waiting to help get you all squared away.

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Cash Advance Questions

A: Cash advance loans are a safe and convenient way to allow you to cover unplanned expenses or cover everyday bills when you're tight on cash. Typically, these are short term loans - such as payday loans - that provide quick cash. Whether your budget comes up short, or you need help with unexpected bills, a cash advance might provide the cash you need.

A: The amount of interest you pay on a loan from Speedy Cash will depend on the product type and what state the loan is originated in. To find out more about the Speedy Cash interest rates, average rates by state, and loan terms in your state, visit our rates and terms pages.

A: When approving an applicant for a loan, several factors are considered. During the application process, Speedy Cash considers your current income and the type of loan you are applying for, among several other factors. Once we process your application we will give you a lending decision, typically within just a few minutes, and if approved, let you know how much you're approved to borrow.

Need more info?

Visit our FAQ page.

Request a Cash Advance Today

We've all heard the saying, "Money makes the world go 'round". Unfortunately, falling short on cash can bring your world to a stop. Cash advances can help you bridge the time period from your cash emergency until you get back on your feet again. Speedy Cash could help you during tough times with loan options that are easy, fast and convenient. Applying for fast cash is easy. Simply complete an application, receive a lending decision, and if approved, get cash on the spot.

Tight financial times are hard and that's why we specialize in getting you cash fast — no matter how you choose to apply for a loan. After all, you can't spell Speedy Cash without 'Speedy'!

Apply online in minutes using our secure application. through our website or mobile app.
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Visit one of our nationwide store locations to apply in person.
Find a Store

Apply over the phone by speaking with a Customer-oriented loan specialist.
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Apply for Quick Cash from Speedy Cash

Apply for a cash advance online using our secure and confidential loan application that is encrypted for your security. Receive a quick lending decision and if approved, get instant funding straight to your debit card†.

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Product types and maximum loan amounts vary by market. Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

†Instant funding to a debit card is only available for online loans. Instant funding is not applicable for all debit cards and is not available in New Mexico, Ohio or South Carolina. Subject to system limitations. Some restrictions may apply.

∞Cash advances only available up to approved credit limit; some restrictions may apply.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

Alabama: Minimum age to apply in Alabama is 19.

California: Speedy Cash is licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements. Speedy Cash offers payday loans up to $255 and installment loans starting at $2,600.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

New Mexico: Speedy Cash is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, first contact MoneyGram Payment Systems, Inc. at 1-800-MONEYGRAM. If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601 North Lamar Boulevard, Austin, TX 78705-4294, 1-877-276-5554 (toll free), www.dob.texas.gov.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: No fee withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.

Customer Notice:
There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.