Idaho Rates & Terms
Idaho Speedy Cash loan agreements are governed by the State of Idaho.
View example finance charges.
Cash Advanced for 7 Days
Advance Amount: | $100.00 |
Total Days with Balance: | 7 |
Total Finance Charge: *Assuming all payments are made as scheduled |
$6.90 |
Minimum Payment Due: | $8.90 |
Pay in Full Amount: | $106.90 |
Interest Period: | You will be charged interest daily starting from the effective date |
Annual Fee: | None |
Cash Advance Fee: | None |
Late Fee: | None |
APR**: | 360% |
**Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate.
Cash Advanced for 14 Days
Advance Amount: | $100.00 |
Total Days with Balance: | 14 |
Total Finance Charge: *Assuming all payments are made as scheduled |
$13.81 |
Minimum Payment Due: | $15.81 |
Pay in Full Amount: | $113.81 |
Interest Period: | You will be charged interest daily starting from the effective date |
Annual Fee: | None |
Cash Advance Fee: | None |
Late Fee: | None |
APR**: | 360% |
**Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate.
Cash Advanced for 30 Days
Advance Amount: | $100.00 |
Total Days with Balance: | 30 |
Total Finance Charge: *Assuming all payments are made as scheduled |
$29.59 |
Minimum Payment Due: | $31.59 |
Pay in Full Amount: | $129.59 |
Interest Period: | You will be charged interest daily starting from the effective date |
Annual Fee: | None |
Cash Advance Fee: | None |
Late Fee: | None |
APR**: | 360% |
**Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate.
Online Line of Credit Questions
How much money can I borrow?
Idaho residents may be eligible to receive up to $750 with an online line of credit from Speedy Cash.
When will my loan be due?
Your line of credit payments will typically be scheduled around your pay days; either bi-weekly, bi-monthly, or monthly. With each payment, you have the option to pay only the minimum amount due, or you can pay an additional amount to pay down your balance quicker.
How can I get more cash?
A line of credit is flexible, so as long as your loan is active you will be able to withdraw funds against your line of credit anytime (up to your credit limit). As you pay down your principal, you will have access to more cash.