
Fast, friendly service you can count on. That's the Texas way, ya'll. At Speedy Cash, access to cash when you need it is the mission that drives us.
*In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party.
How do Texas Payday Loans Work?
APPLY
Apply online quickly and easily, or pop by our store to connect with the team in person.
RECEIVE YOUR LENDING DECISION
You’ll receive a speedy decision from the lender after completing your application.
GET CASH
If approved, select how much you would like to borrow up to your approved credit limit.
MAKE PERIODIC CAB FEE PAYMENTS
Make your scheduled CAB fee payments to keep your account in good standing.
PAY OFF LOAN AND INTEREST
Make sure to pay off your loan and interest in full by the end of your loan term. Need help planning your repayment? Head to our blog for tips.

Speedy Cash Just Makes Sense
Choosing Speedy Cash for your Texas Payday Loan needs just makes sense. Our team of customer service superstars work hard to ensure a great experience every time you walk through the Speedy Cash doors. So what can you expect from Speedy Cash?
Choosing Speedy Cash for your Texas Payday Loan needs just makes sense. Our team of customer service superstars work hard to ensure a great experience every time you walk through the Speedy Cash doors. So what can you expect from Speedy Cash?
FAST LENDING DECISION
Submit your Texas Loan application online or in store and stand by for a quick lending decision. It's a speedy process.
CLEAR TERMS AND CONDITIONS
We won't pull the wool over your eyes. We make our terms and conditions crystal clear, so you know what to expect.
CALL, CLICK, OR COME IN
The choice is yours when it comes to applying for and managing your loan. Give us a call, visit us online, or better yet visit us in store! We look forward to saying howdy, ya'll!
Happy Customers

What do I need to apply for a Texas Payday Loan?
- Valid ID
- Open and active checking account information
- Proof of income
- Working telephone number
Texas Payday Loans in a flash!
Speedy Cash has your back. Apply now and receive a fast lending decision.
Texas Payday Loan Repayment
Access to cash through a Texas Payday Loan is an option that may be right for you. Creating an achievable repayment plan prior to borrowing is part of the process for every responsible borrower. Not sure where to start? Our Financial Fitness section on the Speedy Cash blog offers great tips and strategies for better borrowing.
Speedy Cash operates as a Credit Access Business (CAB) in the state of Texas. Since we operate as a CAB, a periodic CAB fee is charged, and the loan principal and interest are due at the end of the 6-month term.

Texas Payday Loans Questions
Speedy Cash Payday Loans In Texas
With over 54 Speedy Cash locations to choose from in the great state of Texas, chances are a Speedy Cash store is nearby. Our aim is to meet your financial needs in convenient locations dotted across the Lone Star State from West Texas and the Panhandle down to the Gulf. If there’s not a store close to you, apply online and receive a quick lending decision. We’ve got your back, so don’t hesitate to reach out.