Fast Payday Loans for a Fast Paced Life
Instant Payday Loan Options
Get the money you need, instantly.

Visit a Store
For instant cash in hand, visit a Speedy Cash store location near you. Fill out your loan application, and if approved, you'll receive money on the spot. Be sure to bring a valid ID, income statements, and banking information with you! Have questions on the process? Review How it Works.
Visit a Speedy Cash store to get an instant payday loan today!

Prepaid Debit Cards
If you're unable to reach a store location, another option is instant online payday loans. If approved, by loading your funds onto your Opt+ prepaid debit card, you could have an instant funding option for your future cash needs. Opt+ cards can be used anywhere Visa is accepted and you can check your balance online whenever you want. Did we mention Speedy Cash stores offer to load funds onto your Opt+ card at no cost? Remember, the Opt+ Visa card is that handy card you received in-store during your first loan! Not sure if you have one? Visit a Speedy Cash store near you to pick yours up today.
Speedy Cash offers instant funding to Opt+ prepaid debit cards!
(Subject to system limitations; Opt+ cards not available in all Speedy Cash stores.)

Cash at Store Pickup
Ready to apply now but need cash in your hand today? No problem! Apply online now and if approved, choose "Get Cash in Store" after you sign your loan documents. Then just bring your confirmation number and a valid photo ID to any Speedy Cash store location and walk out with cash in hand.

Quick Cash with Instant Payday Loans
Money doesn't grow on trees - but wouldn't that be great? Even if money did grow on trees, that process would probably still not be quick enough for some of our cash needs. Thankfully with Speedy Cash, you don't have to wait around to get cash when you need it. We may not be a money tree, but you can certainly apply for an instant payday loan with us! If you're approved, you could have fast cash in your hand in no time. An instant loan could help you pay for surprise expenses or an unexpected bill. Don't wait for the trees in your backyard to grow fast cash - friendly Speedy Cash representatives are available to help you apply today! Don't have time to visit us in person? Apply online with our secure encrypted application.
Speedy Cash Reviews
Actual Customer Testimonials
Need Cash Today?
Once approved and after you sign your loan docs, stop by a Speedy Cash store to pick up your cash today!
Most stores close at 8pm. Enter your zip code below to find out what time your nearest store closes.