Payday Loan Requirements
What do you need to get a payday loan? The following are cash advance requirements:
Meet minimum age requirements
(18 in most states)
Proof of steady income
Open and active checking account
Working phone number
What do you need to get a payday loan online?
A payday loan can help you get the cash you need to cover life's unexpected expenses. If you choose to apply for a payday loan online, you will typically need to enter the following information:
Personal information including your full name, address, phone number, Social Security Number, and a valid ID number
Income information including your income type, employer information (if applicable), your pay frequency, and your income amount (some states may require income verification, in which you will need to submit a payment stub or copy of a bank statement)
Banking information including your checking account number and routing number (this is used not only for loan repayment, but also to get your payday loan money to you)
Card information is sometimes collected if you choose to repay your payday loan using a debit card rather than an ACH payment
What do you need to get a payday loan in store?
Payday loan requirements are basically the same to apply in store and online. The main difference is that you will provide a post-dated check for repayment, as opposed to providing your bank account information. Some payday loan stores may offer the option for automatic payment via bank transfer or debit card.
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