Payday Loans Near Me
Find a Speedy Cash location near you.
How Do Texas Payday Loans Work?

2. Receive Your Lending Decision
Once your application is submitted, receive a fast lending decision from the lender.

3. Get Cash
If approved, select how much you would like to borrow up to your approved credit limit.

4. Make Periodic CAB Fee Payments
Keep your loan in good standing by making CAB fee payments periodically.

5. Pay Off Loan & Interest
Your loan interest and loan repayment are due at the end of your loan term.
Speedy Cash Reviews
"My experience with Speedy Cash has been a very good one!!"
- Veda W. of Austin, TX
"Speedy Cash is the BEST pay day lender out there. Always fast and friendly customer service, never any long lines. They make getting a loan super easy!!!"
- Erin A. of Mesquite, TX
"The customer service is outstanding!"
- Dawn A. of Dallas, TX
Actual customer testimonials
Why Choose Speedy Cash?
When you need a cash advance loan, we understand that you may not have a lot of time. Here are just a few advantages you can expect to experience when you choose Speedy Cash.

Fast Lending Decision
Receive a fast decision on your Texas loan application, whether you choose to apply online or at one of our payday loan stores.

Clear Terms & Conditions
Borrowers are provided with clear terms and conditions. When you apply for a loan at Speedy Cash, you'll know exactly what you're getting.

Call, Click or Come In
You choose how to apply and manage your loan. Visit one of our payday loan stores, visit us online, or call our U.S.-based Contact Center.

Payday Loan Repayment
Think that a Texas payday loan is the short-term financial product for your cash needs? While quick cash could help you get out of a financial rut, start thinking of how you plan to repay your payday loan. In fact, part of being a responsible borrower is having a repayment strategy prepared before you apply for a Texas payday loan.
Speedy Cash operates as a Credit Access Business (CAB) in the state of Texas. Since we operate as a CAB, a periodic CAB fee is charged, and the loan principal and interest are due at the end of the 6-month term.
Click here to learn more about Texas payday loan fees.
Texas Payday Loan Questions
Valid ID
Open and active checking account information
Proof of income
Working telephone number
A: With a payday loan, you could receive up to $3,000.
A: A traditional payday loan is typically paid back in full on your next pay day. However, Texas payday loans differ from a traditional payday loan in that you can take several months to pay back your loan. In the State of Texas, payday lenders do not directly fund your loan and the actual lender is an unaffiliated third party. Speedy Cash still services your loan from application to repayment, and can answer any questions you may have about your loan, but we do not fund the loan. Speedy Cash assists consumers in applying for a cash advance from an unaffiliated Third Party Lender.
A: In Texas, Speedy Cash is a Credit Access Business - or CAB. Because of this arrangement CAB fees are charged to the borrower. Payment of the periodic CAB fees keep your loan in good standing.
A: CAB fees vary based on where you choose to apply for your loan and how much money you borrow. For additional details, our Texas payday loan rates and terms. In addition to the CAB fees, you will also be charged lender interest of 10%. This interest will be due on your loan due date along with your loan principal and final CAB fee; while periodic CAB fees will need to be paid throughout the duration of your loan to keep your account in good standing.
Speedy Cash in Texas
Whether you live in Arlington, Austin, Houston, McAllen, or close to a beautiful Corpus Christi beach, you can count on more than 70 Texas Speedy Cash locations for your various financial needs. Speedy Cash stores are located all throughout the state of Texas so that our knowledgeable staff is only a quick visit away. What if a Speedy Cash store is not located in your city? Apply for a payday loan online and you could have cash as soon as the next business day! If you’d like to apply for a payday loan online and pick up your cash at the nearest Speedy Cash location, that works too!
