Alabama Loans

Speedy Cash in Alabama

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We’ve Got Your Back Online Across Alabama

Speedy Cash is available online in [STATE], giving you access to the funds you need. We’re proud to offer loans to our residents in Alabama, and we’re here to help you through every step of the process. Whether you’re in the comfort of your own home or on the go, you can apply for an Alabama loan anytime.

Alabama Rates & Terms
Speedy Cash in Alabama
Payday Loans
Payday Loans are a short-term loan that are usually due to be paid back in full on your next payday. They are a great option if you need help covering an unexpected or emergency expense between paydays. In Alabama, upon applying and approval you may be able to get up to 500 and bridge the gap to your next payday.

How to Get a Alabama Loan

1

Submit your application anywhere you have an internet connection

2

Receive a loan decision

3

Select your funding method and receive your funds

What do I need to apply?

  • Valid government-issued photo ID
  • Proof of income
  • Bank account checking and routing numbers
  • Working phone number

© 2026 Speedy Cash. All Rights Reserved.

Loan/Pawn Products: To receive a loan, you must meet applicable creditworthiness criteria. Subject to state regulations, eligibility, credit check, underwriting and approval. Must meet state database eligibility, where required. Applicant cannot be an active-duty member of the Military, or a spouse or dependent thereof. Amounts may vary by state, product or based on the results of an ability to repay analysis (where applicable). Rates, terms and conditions apply. All products are not available at all locations. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. Advances only available up to approved credit limit; restrictions may apply.

Title loans are subject to minimum auto value requirements. See store for details.

Store Services: Rules, restrictions, and fees apply. See store for details. 

†Instant funding is not applicable for all debit cards and is not available in Ohio, Oklahoma, Oregon, or South Carolina. Subject to system limitations. Some restrictions may apply.

Green Dot: Must be the age of majority in your state of residence (18 or more) to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.

1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account.

2. Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on Demand Deposit Accounts that meet eligibility requirements. Log into and refer to your Account Agreement to check feature availability.

3. See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard international Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposited with Green Dot Ban and are aggregated for deposit insurance coverage up to the allowable limits.

Fees, limits, terms, and conditions apply. See store for details

©2026 Green Dot Bank. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739 

California: Company is licensed by the California Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law, Cal. Fin. Code  §23000 et seq.

Louisiana: If you cannot make payment when due, you can ask to enter into an extended payment plan once in a twelve-month period, but the request must be made before payment is due. Should your lender (Speedy Cash) refuse to enter into an extended payment plan upon your request before the due date, contact the Office of Financial Institutions at 1-888-525-9414.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customer with credit difficulties should seek credit counseling before entering into any loan transaction. 

Ohio:  SCIL, Inc. or Speedy Cash, 2312 E Trinity Mills Rd STE 100 Carrollton, TX 75006, license number: ST.760159.000.

Texas: Speedy Cash is registered as a Credit Service Organization and licensed as a Credit Access Business to assist customers in obtaining a loan through an unaffiliated third-party lender. 

Website Copyright:
©2026 Speedy Cash. All rights reserved.
2312 E Trinity Mills Rd, Ste 100, Carrollton TX 75006