Loans for End-of-year Surprises

It’s that time of the year again when life just seems to be in constant whirlwind until after the New Year. Many Americans will find themselves either traveling to see friends and family or hosting them at their homes, cooking large meals fit to feed an army, and, in general, spending a lot more than they do during other times of the year. Funds can be tight during all the excitement, so if something goes wrong, you may find yourself scrambling to cover the cost. In those moments, though, Speedy Cash is here to help so that you can make it through to the end of the year with ease.

Loans For Car Repair

There’s a lot of traveling this time of year, with some people simply needing to drive across town while others may need to drive across the country. On top of that there’s usually a lot of errands to run too, going to different shops and stores to get everything you might need. The point is, you’re going to need your car and you’re going to need it to be reliable. However, sometimes life doesn’t always go to plan, and you may have found yourself needing to make some car repairs to keep your car going through the chaos of all your travel plans. Oftentimes, though these repairs could be critical to continue driving your car, and they can be quite expensive and difficult to pay for. Many places offer loans that could help see you through, but some may have difficulties qualifying for these loans due to factors such as poor credit ratings. A Speedy Cash Installment Loan could be a great option for covering your car repairs and getting you back on the road and on to your next destination. If approved, you would receive a lump sum of funds to get you back on your feet.  Make payments over time, and Speedy Cash will also take into consideration your income and ability to repay when making our loan approval decision. 

Loans for House Repairs

During this time of year many people tend to have a house full of visitors at some point or another and are typically looking at cooking some large meals to feed those visitors. With all this in mind, it’s important that our homes are in tip top shape to keep things running smoothly.  However, sometimes things go wrong, and you may find yourself needing to make some home repairs that can’t wait. Home repairs are almost never fun, but especially not so in the middle of such a busy time. And being stretched in so many directions, you may find it more difficult to cover the cost this time of year than you might be able to during other not so busy times of the year. Many people in this situation begin looking for loans to help them pay for the repairs that are needed. However, sometimes one thing leads to another and before you know it, the cost is adding up, which can make it difficult to know exactly how much money you need when applying for a loan.

This is where a Speedy Cash Line of Credit loan can come in handy.  Upon approval, a Line of Credit provides a credit limit that’s available for withdrawal, but you’re able to take out as little or as much as you want. If later you find you need more funds, you can make another withdrawal up to your approved credit limit. As you pay back your loan, your credit limit will be replenished. This is perfect for when you aren’t sure how much you’ll need or if you expect to have more expenses down the line, such as with those pesky home repairs that can creep up. 

Payroll Advance

The end of the year oftentimes means an increase in spending for many families, between all the traveling, hosting, food expenses, and anything else that might get thrown your way. Despite your best efforts, sometimes you might find that you didn’t stick to your budget as closely as you should have, have overspent, and are trying to figure out how to stretch your funds until you get paid again. This can make it harder to cover necessities such as groceries, utilities, or rent, and you may find yourself searching for ways to get a Payroll Advance so that you can pay your bills that are due now  and make it until you get paid again. This is where a Speedy Cash Payday Loan could come in handy. A Payday Loan is like a Payroll Advance as it allows you to borrow money against your next paycheck. Upon approval, you’ll receive your funds to cover your needs, and then typically the loan is due back in full on your very next payday. You’ll be able to cover what you need to keep things running and get back on track the next time you get paid. 

Loans for Medical Expenses

Life can seem incredibly busy during this time of the year, and things never seem to stop. But when our health calls, it’s not always something that can wait and it’s important to take time to care for yourself. That being said, taking care of your health can sometimes come with a big price tag, especially if it’s unexpected or you’re without health insurance. Throw in everything else that’s going on this time of year, and it can make for an incredibly stressful situation. In these situations, you may be looking for a  loan to cover medical expenses, and a Speedy Cash Title Loan could be the perfect solution. With a Title Loan, you use the clear title to your car as collateral for a loan. Because of this, Title Loans can oftentimes offer much higher lending amounts than some of our other loan options, and, in some states, you may qualify for  up to $25,000. A Title Loan from Speedy Cash may be able to help you cover your medical costs, take care of your health, and get you back on track to handling the rest of your end-of-year fun.

Choose Speedy Cash

Though there are many reasons why you may need a loan at this time of year, or any time of year, Speedy Cash is here to help no matter the reason. Whether you need a larger loan amount, flexible lending, or just something to get you through to your next payday, we’ve got options for you. The loans you have available to you depend on the state you live in, so check out our Rates & Terms page to see what’s available in your state. Depending on which loan option you choose, you can then apply online, in-store, or over the phone. Either way, we’re here for you every step of the way and hope to give you more security in the face of uncertainty.