Offer Terms & Conditions
This prescreened offer is based on information in your credit report indicating that you meet certain criteria. This offer is only valid for the person the letter is addressed to online, over the phone or in store in the state where you reside until the expiration date stated on the front page. Rates, terms and conditions apply. Funding times are subject to system limitations.
To receive a loan, you must meet our applicable criteria bearing on creditworthiness. Preapproved applicants must meet minimum age requirements; must not have filed bankruptcy; cannot be an active duty member of the Military, or that person’s spouse or dependent; must have a valid Social Security Number, an open and active checking account which reflects recurring income deposits, a valid home/cell phone number, valid email address, and valid driver’s license or ID number; and meet state database eligibility where required. Applicants cannot already have an open account with Speedy Cash and cannot be in poor standing from any previous Speedy Cash accounts. To receive the pre-approval loan offer, you must meet minimum monthly income requirements.
Your loan origination is not complete until you receive your loan funds. We reserve the right to deny you credit services, in our sole discretion, subject to applicable law, at any time prior to funding or disbursing loan funds to you.To process the application, it must be:
- Accurately completed
- Submitted by the expiration date
- Electronically signed by the addressee
California: Deferred deposit loans are provided in accordance with the Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law, Cal. Fin. Code §23000 et seq.
Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.
Texas: Speedy Cash is a licensed Credit Access Business and examined by the State of Texas-Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, (800) 538-1579, email@example.com, www.occc.texas.gov. Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party.
LICENSE | Speedy Cash is state licensed in every state that requires a license for the products we offer.
You can choose to stop receiving “prescreened” offers of credit from this and other affiliated companies by calling toll-free 1-888-5OPTOUT. See PRESCREEN & OPT-OUT NOTICE below for more information about prescreened offers.
PRESCREEN & OPT-OUT NOTICE
This "prescreened" offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this or any other companies, call the consumer reporting agencies toll free at 1-888-5OPTOUT (1-888-567-8688) or visit the website at www.optoutprescreen.com, or write:
P.O. Box 740123
Atlanta, GA 30374-0123
P.O. Box 919
Allen, TX 75013
Name Removal Option
P.O. Box 505
Woodlyn, PA 19094