Get Instant Funding to your Debit Card!

Arizona Express Title Loans

When you need to get cash fast and your pay day isn’t near, Speedy Cash is here for you. While Speedy Cash does not offer payday loans in Arizona, we offer Express Title Loans to help you cover your day-to-day and emergency expenses when you’re tight on cash.

Apply Now

No Clear Title Required

Are you still making payments on your car? No worries, no clear title needed!

No Vehicle Inspection

Provide your VIN (Vehicle Identification Number) for your car, proof of income, a checking account and a valid ID.

Same Day Cash

You could get same day cash by applying at a Speedy Cash location, or by applying online and picking up your cash at a store.

Speedy Cash Reviews

"Great customer service!"

- Lydia E. of Los Angeles, CA

"The process (start to finish) has been easy and quick which was a pleasant surprise when I needed it most. Thanks."

- Steve B. of Hemet, CA

"Getting a loan was easy and convenient. Overall a great experience."

- Guadalupe A. of Antioch, CA

Actual Customer Testimonials

How do Arizona Title Loans Work Online?

1. Apply

Provide your VIN (Vehicle Identification Number) for your car, proof of income, a checking account and a valid ID.

2. Receive Lending Decision

After your application has been submitted, we’ll provide you with an instant lending decision.

3. Get Cash

If approved, your cash will be deposited into your bank account or you can pick up cash at an Arizona Speedy Cash store near you.

4. Repay Your Loan

Pay back your loan amount plus interest over time. You have the ability to pay your loan off at any time with no penalty fees.

Title Loans Near Me

Prefer to apply for an Express Title Loan in person? Visit one of our nearby Speedy Cash stores.

Express Title Loan Questions

A: There are a few differences between the two different types of loans. Let’s compare the two.

  Express Title Loan Title Loan
Maximum Loan Amount Up to $5,000 Up to $25,000
Application Requirements Vehicle Identification Number (VIN) Clear vehicle title
Where Can I Apply? - Online
- At Arizona Speedy Cash locations
- At Arizona Speedy Cash locations

A: Yes. Throughout the duration of your loan, you will retain ownership and get to drive your vehicle.

VIN (Vehicle Identification Number)

Bank account information

Valid ID

Proof of steady source of income

A: Yes! Unlike traditional title loans, Express Title Loans use your VIN instead of your title.

Did you receive a reservation number in the mail? Click here to get started.

Product types and maximum loan amounts vary by market. Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

Short term loans should be used for short-term financial needs and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

The credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.

Instant funding is not applicable for all debit cards and is not available in New Mexico, Ohio or South Carolina. Subject to system limitations. Some restrictions may apply.

Cash advances only available up to approved credit limit; some restrictions may apply.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

Alabama: Minimum age to apply in Alabama is 19.

California: Speedy Cash is licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

New Mexico: Speedy Cash is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, first contact MoneyGram Payment Systems, Inc. at 1-800-MONEYGRAM. If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601 North Lamar Boulevard, Austin, TX 78705-4294, 1-877-276-5554 (toll free), www.dob.texas.gov.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: No fee withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.