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Arizona Rates & Terms

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Arizona Speedy Cash loan agreements are governed by the State of Arizona.

View example finance charges.

Bi-Weekly Payments

Advance Amount:
(amount financed)		 $500
Finance Charge:
(The dollar amount the credit will cost you)		 $1,097.83
Number of Payments: 39
Payment Amount: $40.97
Total of Payments:
(The amount you will have paid after you have made all payments as scheduled)		 $1,597.83
APR**: 204%

**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 39 installments due over 18 months. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.

Example of a Bi-Weekly Payment Schedule

Example Loan Amount: $500

Example Loan Start Date: 4/1/2012

Number of Payments Amount of Payments When Payment is Due
1 $40.97 04/13/2012
2 $40.97 04/27/2012
3 $40.97 05/11/2012
4 $40.97 05/25/2012
5 $40.97 06/08/2012
6 $40.97 06/22/2012
7 $40.97 07/06/2012
8 $40.97 07/20/2012
9 $40.97 08/03/2012
10 $40.97 08/17/2012
11 $40.97 08/31/2012
12 $40.97 09/14/2012
13 $40.97 09/28/2012
14 $40.97 10/12/2012
15 $40.97 10/26/2012
16 $40.97 11/09/2012
17 $40.97 11/23/2012
18 $40.97 12/07/2012
19 $40.97 12/21/2012
20 $40.97 01/04/2013
21 $40.97 01/18/2013
22 $40.97 02/01/2013
23 $40.97 02/15/2013
24 $40.97 03/01/2013
25 $40.97 03/15/2013
26 $40.97 03/29/2013
27 $40.97 04/12/2013
28 $40.97 04/26/2013
29 $40.97 05/10/2013
30 $40.97 05/24/2013
31 $40.97 06/07/2013
32 $40.97 06/21/2013
33 $40.97 07/05/2013
34 $40.97 07/19/2013
35 $40.97 08/02/2013
36 $40.97 08/16/2013
37 $40.97 08/30/2013
38 $40.97 09/13/2013
39 $40.97 09/27/2013
See More See Less
Advance Amount:
(amount financed):		 $1,500
Finance Charge:
(The dollar amount the credit will cost you)		 $2,830.17
Number of Payments: 39
Payment Amount: $111.03
Total of Payments:
(The amount you will have paid after you have made all payments as scheduled)		 $4,330.17
APR**: 180%

**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 39 installments due over 18 months. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.

Example of a Bi-Weekly Payment Schedule

Example Loan Amount: $1,500

Example Loan Start Date: 4/1/2012

Number of Payments Amount of Payments When Payment is Due
1 $111.03 04/13/2012
2 $111.03 04/27/2012
3 $111.03 05/11/2012
4 $111.03 05/25/2012
5 $111.03 06/08/2012
6 $111.03 06/22/2012
7 $111.03 07/06/2012
8 $111.03 07/20/2012
9 $111.03 08/03/2012
10 $111.03 08/17/2012
11 $111.03 08/31/2012
12 $111.03 09/14/2012
13 $111.03 09/28/2012
14 $111.03 10/12/2012
15 $111.03 10/26/2012
16 $111.03 11/09/2012
17 $111.03 11/23/2012
18 $111.03 12/07/2012
19 $111.03 12/21/2012
20 $111.03 01/04/2013
21 $111.03 01/18/2013
22 $111.03 02/01/2013
23 $111.03 02/15/2013
24 $111.03 03/01/2013
25 $111.03 03/15/2013
26 $111.03 03/29/2013
27 $111.03 04/12/2013
28 $111.03 04/26/2013
29 $111.03 05/10/2013
30 $111.03 05/24/2013
31 $111.03 06/07/2013
32 $111.03 06/21/2013
33 $111.03 07/05/2013
34 $111.03 07/19/2013
35 $111.03 08/02/2013
36 $111.03 08/16/2013
37 $111.03 08/30/2013
38 $111.03 09/13/2013
39 $111.03 09/27/2013
See More See Less

Monthly Payments

Advance Amount:
(amount financed)		 $500
Finance Charge:
(The dollar amount the credit will cost you)		 $1,126.35
Number of Payments: 18
Payment Amount: $90.35
Total of Payments:
(The amount you will have paid after you have made all payments as scheduled)		 $1,626.35
APR**: 204%

**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 18 installments due over 18 months. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.

Example of a Monthly Payment Schedule

Example Loan Amount: $500

Example Loan Start Date: 4/1/2012

Number of Payments Amount of Payments When Payment is Due
1 $90.35 05/13/2012
2 $90.35 06/13/2012
3 $90.35 07/13/2012
4 $90.35 08/13/2012
5 $90.35 09/13/2012
6 $90.35 10/13/2012
7 $90.35 11/13/2012
8 $90.35 12/13/2012
9 $90.35 01/13/2013
10 $90.35 02/13/2013
11 $90.35 03/13/2013
12 $90.35 04/13/2013
13 $90.35 05/13/2013
14 $90.35 06/13/2013
15 $90.35 07/13/2013
16 $90.35 08/13/2013
17 $90.35 09/13/2013
18 $90.35 10/13/2013
See More See Less
Advance Amount:
(amount financed)		 $1,500
Finance Charge:
(The dollar amount the credit will cost you)		 $2,906.03
Number of Payments: 18
Payment Amount: $244.75
Total of Payments:
(The amount you will have paid after you have made all payments as scheduled)		 $4,406.03
APR**: 180%

**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 18 installments due over 18 months. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.

Example of a Monthly Payment Schedule

Example Loan Amount: $1,500

Example Loan Start Date: 4/1/2012

Number of Payments Amount of Payments When Payment is Due
1 $244.78 05/13/2012
2 $244.78 06/13/2012
3 $244.78 07/13/2012
4 $244.78 08/13/2012
5 $244.78 09/13/2012
6 $244.78 10/13/2012
7 $244.78 11/13/2012
8 $244.78 12/13/2012
9 $244.78 01/13/2013
10 $244.78 02/13/2013
11 $244.78 03/13/2013
12 $244.78 04/13/2013
13 $244.78 05/13/2013
14 $244.78 06/13/2013
15 $244.78 07/13/2013
16 $244.78 08/13/2013
17 $244.78 09/13/2013
18 $244.78 10/13/2013
See More See Less

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Express Title Loan Questions

How much money can I get?

Arizona residents may be eligible to receive up to $1,500 with an Express Title Loan from Speedy Cash.

How much will my loan cost?

Express Title Loans accrue daily interest, so you only pay for the time you use the loan. By making your monthly installment payments on time or repaying the balance in full early you can maximize the value of your loan and save on fees! The APR and cost of your loan will vary depending on the length and dollar amount of your loan.

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Product types and maximum loan amounts vary by market. Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

Short term loans should be used for short-term financial needs and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

The credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.

†Instant funding is not applicable for all debit cards and is not available in Ohio, Oklahoma, Oregon, or South Carolina. Subject to system limitations. Some restrictions may apply.

∞Cash advances only available up to approved credit limit; some restrictions may apply.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

Alabama: Minimum age to apply in Alabama is 19.

California: Deferred deposit loans are provided in accordance with the Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law, Cal. Fin. Code §23000 et seq.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, first contact MoneyGram Payment Systems, Inc. at 1-800-MONEYGRAM. If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601 North Lamar Boulevard, Austin, TX 78705-4294, 1-877-276-5554 (toll free), www.dob.texas.gov.

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