Get Instant Funding to your Debit Card!

Services Offered in Speedy Cash Stores

Speedy Cash offers a variety of loan products and financial services that make it convenient to get cash today, whether through a payday loan, title loan, check cashing service or a prepaid debit card. Our store locations and staff operate with the highest level of Customer Service and offer a friendly, convenient, confidential and safe environment for your cash needs. Keep reading to learn more about services offered in Speedy Cash stores!

Your One Stop Money Shop

If you're looking for a one-stop money shop, then you've come to the right place! While services may vary from location to location, Speedy Cash is proud to tailor our product offering to meet the financial needs of our Customers. Our services typically vary by state; although, some services may vary by store. Call or visit your local store for details.

Payday Loans

A payday loan can provide quick cash in a pinch. Get instant cash and repay your loan amount and fees on your next pay day. To apply, visit any of our payday loan locations and bring proof of income, your bank account information, and a form of identification - we'll do the rest!

Installment Loans

An installment loan provides the fast cash advantage of a payday loan, without requiring full repayment on your next pay day. When compared to a payday advance, installment loans provide a repayment schedule that consists of smaller, easier to manage payments. With installment loans, you pay daily interest which means you only pay for the time you use the loan.

Personal Line of Credit

Speedy Cash can also help you open a line of credit. Personal line of credit loans provide the same flexibility as an installment product, but enable you to manage your cash flow. You can borrow cash in any amount up to your credit line, and as you pay down the loan, you still have access to additional cash up to your maximum amount at any time. You can make minimum payments when money is tight, or you can pay off your loan at any time without penalty (without losing the ability to access the credit again when necessary).

Title Loans

An auto title loan is a quick way to unlock the cash you need and keep driving your car. Speedy Cash uses your vehicle as collateral, and you get up to $50,000 cash. The amount of your title loan is based on the value of your vehicle and your current income.

Check Cashing

If you don't have a checking account, cashing checks can be a frustrating experience. Let Speedy Cash take care of it for you with NO HOLDING PERIOD. Whether you're cashing a tax refund, a payroll check, or an insurance reimbursement, we can verify checks quickly and give you your money immediately at any of our check cashing locations.

Prepaid Debit Cards

Speedy Cash is the exclusive provider of the Opt+® prepaid debit card. The Opt+ card can be used to withdraw cash from any ATM and has a complete bill pay service. With three flexible prepaid debit card options, you can choose the card that's right for your spending needs. Enjoy using your Opt+ card anywhere Visa® debit cards are accepted, including online and over-the-phone purchases.

Money Orders

A money order can provide a fast, easy and safe way to send a payment - without needing a checking or bank account. Next time you need to mail a payment, get a money order from Speedy Cash for a minimal cost.

Money Transfers

With money transfer services, Speedy Cash makes it easy to send or receive money to and from anywhere in the world! You can also use money transfers to pay bills and load prepaid debit cards. When you need to send money and track when the payment is made, visit your local Speedy Cash!

Visit Speedy Cash Today!

Find the Speedy Cash location nearest you today by using our online store locator, typing in your zip code at the top of the page, or calling 1-866-91-MONEY (916-6639).

Did you receive a reservation number in the mail? Click here to get started.

Product types and maximum loan amounts vary by market. Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

Short term loans should be used for short-term financial needs and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

The credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.

Instant funding is not applicable for all debit cards and is not available in New Mexico, Ohio or South Carolina. Subject to system limitations. Some restrictions may apply.

Cash advances only available up to approved credit limit; some restrictions may apply.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

Alabama: Minimum age to apply in Alabama is 19.

California: Speedy Cash is licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

New Mexico: Speedy Cash is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, first contact MoneyGram Payment Systems, Inc. at 1-800-MONEYGRAM. If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601 North Lamar Boulevard, Austin, TX 78705-4294, 1-877-276-5554 (toll free),

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: No fee withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.