Wyoming Rates & Terms
Wyoming Speedy Cash loan agreements are governed by the State of Wyoming.
View example finance charges.
Advance Amount: (amount financed) |
$100 |
Finance Charge: (cost of loan) *Assuming all payments are made as scheduled |
$15.00 |
Check Amount: (total of payments) |
$115.00 |
APR**: | 391.07% APR for a 14-day loan term 188.79% APR for a 29-day loan term |
** Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate. The above APRs are based on example loan terms of one payment ("Check Amount") due in 14 or 29 days. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.
Online Payday Loan Questions
How much money can I get?
Wyoming residents may be eligible to receive up to $200 with an online payday loan from Speedy Cash.
How much will my loan cost?
In Wyoming, a payday loan costs $15 per $100 borrowed. The APR for a 14-day loan is 391.07%; the APR for a 29-day loan is 188.79%.
When will my loan be due?
Your loan amount and fees will generally be due on your next pay day.
Can I get an extension on my loan?
In accordance with Wyoming law, your loan must be paid in full by your scheduled due date. If you need more cash, you can apply for another loan as soon as your loan payment clears.
No criminal prosecution: You cannot be prosecuted or threatened with prosecution in a criminal action for a returned check in connection with a deferred deposit transaction.
1. State law prohibits a post-dated check or similar arrangement from being repaid, refinanced or otherwise consolidated by the proceeds of another post-dated check or other similar arrangement accepted by the same post-dated check casher.
2. Post-dated check advances should be used for short-term financial needs only, not as a long-term financial solution. customers with credit difficulties should seek credit counseling.