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Wyoming Rates & Terms

Wyoming State License
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Wyoming Speedy Cash loan agreements are governed by the State of Wyoming.

View example finance charges.

Advance Amount:
(amount financed)		 $100
Finance Charge:
(cost of loan)
*Assuming all payments
are made as scheduled		 $15.00
Check Amount:
(total of payments)		 $115.00
APR**: 391.07% APR for a 14-day loan term
188.79% APR for a 29-day loan term
Advance Amount:
(amount financed)		 $200
Finance Charge:
(cost of loan)
*Assuming all payments
are made as scheduled		 $30.00
Check Amount:
(total of payments)		 $230.00
APR**: 391.07% APR for a 14-day loan term
188.79% APR for a 29-day loan term

** Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate. The above APRs are based on example loan terms of one payment ("Check Amount") due in 14 or 29 days. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.

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Online Payday Loan Questions

How much money can I get?

Wyoming residents may be eligible to receive up to $200 with an online payday loan from Speedy Cash.

How much will my loan cost?

In Wyoming, a payday loan costs $15 per $100 borrowed. The APR for a 14-day loan is 391.07%; the APR for a 29-day loan is 188.79%.

When will my loan be due?

Your loan amount and fees will generally be due on your next pay day.

Can I get an extension on my loan?

In accordance with Wyoming law, your loan must be paid in full by your scheduled due date. If you need more cash, you can apply for another loan as soon as your loan payment clears.

No criminal prosecution: You cannot be prosecuted or threatened with prosecution in a criminal action for a returned check in connection with a deferred deposit transaction.

1. State law prohibits a post-dated check or similar arrangement from being repaid, refinanced or otherwise consolidated by the proceeds of another post-dated check or other similar arrangement accepted by the same post-dated check casher.

2. Post-dated check advances should be used for short-term financial needs only, not as a long-term financial solution. customers with credit difficulties should seek credit counseling.

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Product types and maximum loan amounts vary by market. Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

Short term loans should be used for short-term financial needs and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

The credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.

†Instant funding is not applicable for all debit cards and is not available in Ohio, Oklahoma, Oregon, or South Carolina. Subject to system limitations. Some restrictions may apply.

∞Cash advances only available up to approved credit limit; some restrictions may apply.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

Alabama: Minimum age to apply in Alabama is 19.

California: Deferred deposit loans are provided in accordance with the Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law, Cal. Fin. Code §23000 et seq.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, first contact MoneyGram Payment Systems, Inc. at 1-800-MONEYGRAM. If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601 North Lamar Boulevard, Austin, TX 78705-4294, 1-877-276-5554 (toll free), www.dob.texas.gov.

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