Product types and maximum loan amounts vary by market. Subject to state regulations, eligibility, credit check,
underwriting and approval. Rates, terms and conditions apply. Title loans subject to minimum auto value
requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some
applications may require additional verification, which can delay the lending decision.
Short term loans should be used for short-term financial needs and not as a long-term financial solution.
Customers with credit difficulties should seek credit counseling.
The credit decision on your application may be based in whole or in part on information obtained from a national
database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.
†Instant funding is not applicable for all debit cards and is not available in New Mexico, Ohio, Oklahoma, Oregon, or South Carolina. Subject to system limitations. Some restrictions may apply.
∞Cash advances only available up to approved credit limit; some restrictions may
NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit
applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the
applicant has the capacity to enter into a binding contract); because all or part of the applicant's income
derives from any public assistance program; or because the applicant has in good faith exercised any right under
the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this
creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade
Commission, Equal Credit Opportunity, Washington DC 20580.
Alabama: Minimum age to apply in Alabama is 19.
California: Deferred deposit loans are provided in accordance with the Department of Financial Protection and
Innovation pursuant to California Deferred Deposit Transaction Law, Cal. Fin. Code §23000 et seq.
Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title
loan services should be used for short-term financial needs only and not as a long-term financial solution.
Customers with credit difficulties should seek credit counseling before entering into any loan transaction.
Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum
state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2%
or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly,
whichever is greater.
Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an
unaffiliated third party. Speedy Cash engages in the money transmission and/or currency exchange business as
an authorized delegate of MoneyGram Payment Systems, Inc. under Chapter 151 of the Texas Finance Code. If you have
a complaint, first contact MoneyGram Payment Systems, Inc. at 1-800-MONEYGRAM. If you still have an unresolved complaint regarding the company’s money
transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601
North Lamar Boulevard, Austin, TX 78705-4294, 1-877-276-5554 (toll free), www.dob.texas.gov.
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