Nevada Rates & Terms
Nevada Rapid Cash loan agreements are governed by the State of Nevada.
View example finance charges.
In the example of a $500 loan, the borrower makes 5 payments of $128.83 every two weeks and a final payment of $128.86.
Loan Amount: (amount financed) |
$500 |
Finance Charge: (cost of loan) *Assuming all payments are made as scheduled |
$273.01 |
Total Repayment Amount: (principal plus finance charges) |
$773.01 |
Loan Term: | 77 days |
APR**: | 438.78% |
**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.
Online Installment Loan Questions
How much money can I get?
Nevada residents may be eligible to receive up to $1,500 with an online installment loan.
When will my installment loan be due?
Your loan will be paid back in installments over a maximum term of 90 days. The frequency of your payments will be determined by your pay cycle.
How much do installment loans cost?
Installment loans accrue interest daily. The amount of interest that you pay will be determined by the amount of time your installment loan is outstanding. Rapid Cash encourages you to pay more than the minimum amount due and pay off early if possible to save money that would otherwise accrue.
Nevada Rapid Cash loan agreements are governed by the State of Nevada.
View example finance charges.
Principal Amount (amount financed) |
$100 |
Finance Charge (cost of loan) |
$25.00 |
Total Repayment Amount: (principal plus finance charges) |
$125.00 |
APR**: | 651.79% APR for a 14-day loan term 304.17% APR for a 30-day loan term |
**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APRs are based on example loan terms of one payment ("Total Repayment Amount") due in 14 or 30 days. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.
Online Payday Loan Questions
How much money can I borrow?
Nevada residents may be eligible to receive up to 25% of their gross monthly income with an online payday loan from Rapid Cash, up to $1,500.
When will my payday loan be due?
Usually, your loan will be due on your next pay day.
What if I can't pay off my payday loan; can I get an extension?
Yes. In accordance with Nevada law, you may refinance — or rollover — your loan by paying just the fees associated with your loan. When you do this, you will sign new loan documents which will renew your loan for another term. According to Nevada law, you must pay your balance in full within 60 days of the original loan date. If you need more cash after you pay off your loan, you will immediately be eligible to re-apply once your loan is paid in full.
You may also make partial payments in increments of at least five dollars ($5.00) on the principal owed on the deferred deposit loan at any time prior to maturity without incurring any additional charges above the charges provided in the written contract. Payments may be made by calling Customer Service, paying with cash at one of our stores or sending a cashier's check or money order to our offices.
You may contact the State with any complaints or concerns at:
Financial Institutions Division
1179 Fairview Dr., Suite 201
Carson City, NV 89701
Phone: 1-775-687-5522
Fax: 1-775-687-5523
Office of the Commissioner:
Phone: 1-866-858-9851