Missouri Rates & Terms
Missouri Speedy Cash loan agreements are governed by the State of Missouri.
View example finance charges.
Advance Amount: (the amount of credit provided to you): |
$300 |
Number of Payments: | 39 |
Payment Schedule: | 38 bi-weekly payments in the amount of $46.10; final bi-weekly payment in the amount of 37.51 |
Finance Charge: (the dollar amount the credit will cost you) |
$1,489.31 |
Total of Payments: (the amount you will have paid after you have made all payments as scheduled) |
$1,789.31 |
Late Fee: | None |
Early Payoff Fee: | None |
APR**: | 428.821% |
The above APR is based on example loan terms of 39 installments due over 18 months.
**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate.
Example Bi-Weekly Payment Schedule
Example Loan Amount: $300.00
Example Loan Start Date: 1/5/2016
Number of Payments | Payment Amount | Payment Due Date |
1 | $46.10 | 01/12/2016 |
2 | $46.10 | 01/26/2016 |
3 | $46.10 | 02/09/2016 |
4 | $46.10 | 02/23/2016 |
See More |
Online Installment Loan Questions
How much money can I borrow?
Missouri residents may be eligible to receive up to $5,000 with an online installment loan from Speedy Cash. As a new borrower to Speedy Cash, the maximum loan amount you can borrow on your first loan is $750. If you repay your installment loan early or as scheduled, you may be eligible for a larger loan amount the next time you need an installment loan from Speedy Cash.
How much will my loan cost?
Installment loans accrue daily interest. That means you only pay for the time you use your loan. Speedy Cash encourages you to pay off your loan early if possible to save on interest ! Please note that the APR and repayment amount will vary depending on the length and dollar amount of your loan.
Missouri Speedy Cash loan agreements are governed by the State of Missouri.
View example finance charges.
Cash Advanced for 7 Days
Advance Amount: | $1,000.00 |
---|---|
Total Days with Balance: | 7 |
Total Finance Charge: *Assuming all payments are made as scheduled |
$38.16 |
Minimum Payment Due: | $20 |
Pay in Full Amount: | $1,038.16 |
APR** for Cash Advances: | 199% |
**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate.
Cash Advanced for 14 Days
Advance Amount: | $1,000.00 |
---|---|
Total Days with Balance: | 14 |
Total Finance Charge: *Assuming all payments are made as scheduled |
$76.33 |
Minimum Payment Due: | $20 |
Pay in Full Amount: | $1,076.33 |
APR** for Cash Advances: | 199% |
**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate.
Cash Advanced for 30 Days
Advance Amount: | $1,000.00 |
---|---|
Total Days with Balance: | 30 |
Total Finance Charge: *Assuming all payments are made as scheduled |
$163.56 |
Minimum Payment Due: | 40 |
Pay in Full Amount: | $1,163.56 |
APR** for Cash Advances: | 199% |
**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate.
Online Line of Credit Questions
How much money can I borrow?
Missouri residents may be eligible to receive between $1,000 and $5,000 with an online personal line of credit loan from Speedy Cash.
When will my payments be due?
Your line of credit payments will typically be scheduled around your pay days; either bi-weekly, bi-monthly, or monthly. With each payment, you have the option to pay only the minimum amount due, or you can pay an additional amount to pay down your balance quicker.
How can I get more cash?
A line of credit is flexible, so as long as your loan is active you will be able to withdraw funds against your line of credit (up to your credit limit). As you pay down your principal balance, you will have access to cash by signing into your online Speedy Cash account and selecting Get Cash Advance.
How does a line of credit work?
A line of credit loan puts you in control of how you borrow. If approved, you may choose to borrow the full credit amount or use as much or as little of your available credit, when and if you need it. Here's an overview of how the process works:
- Complete an application online, over the phone or at a store
- Receive a lending decision
- If approved, select how much you would like to borrow (up to your maximum approval amount)
- Review and sign your loan documents
- Get your cash
- Access available credit by getting additional cash advances (up to your credit limit)
- Make scheduled loan payments (you can make additional payments if you'd like to save on interest)