Louisiana Rates & Terms
Louisiana Speedy Cash loan agreements are governed by the State of Louisiana.
If you cannot make payment when due, you can ask to enter into an extended payment plan once in a twelve-month period, but the request must be made before payment is due. requests must be in writing and may be made in person, by email, or facsimile to Speedy Cash at customerservice@speedycash.com, phone number 1-888-333-1360 or facsimile 1-888-333-0568. If Speedy Cash refuses to enter into an extended payment plan upon your request before the due date, contact the office of financial institutions at 1-888-525-9414.
View example finance charges.
Advance Amount: (amount financed) |
$100 |
Finance Charge: (cost of loan) |
$16.75 |
Origination Fee: | $10.00 (non-refundable) |
Total Cost of Loan: | $26.75 |
Check Amount: (total of payments) |
$126.75 |
APR**: | 697.41% APR for a 14-day loan term 325.45% APR for a 30-day loan term |
**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. The above APRs are based on example loan terms of one payment ("Check Amount") due in 14 or 30 days. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.
Online Payday Loan Questions
How much money can I borrow?
Residents of Louisiana may be eligible to receive up to $350 with an online payday loan from Speedy Cash.
When will I have to pay back my loan?
A payday loan is only meant to satisfy your short-term cash needs and will typically be due to be paid back on your next pay day.
Can I get an extension on my loan?
Yes. You may refinance - or rollover - your loan by paying 25% of your original principal amount, plus the finance fees due. Each refinance will create a new loan with a new term and finance fee based on your new lower principal amount. According to Louisiana law, you must pay your balance in full after you refinance 3 times.