Kansas Rates & Terms
Kansas Speedy Cash loan agreements are governed by the State of Kansas.
View example finance charges.
Cash Advanced for 7 Days
Advance Amount: | $100.00 |
Total Days with Balance: | 7 |
Total Finance Charge: *Assuming all payments are made as scheduled |
$6.90 |
Minimum Payment Due: | $8.90 |
Pay in Full Amount: | $106.90 |
Annual Fee: | None |
Cash Advance Fee: | None |
Late Fee: | None |
APR** for Cash Advances: | 360% |
**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate.
Cash Advanced for 14 Days
Advance Amount: | $100.00 |
Total Days with Balance: | 14 |
Total Finance Charge: *Assuming all payments are made as scheduled |
$13.81 |
Minimum Payment Due: | $15.81 |
Pay in Full Amount: | $113.81 |
Annual Fee: | None |
Cash Advance Fee: | None |
Late Fee: | None |
APR** for Cash Advances: | 360% |
**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate.
Cash Advanced for 30 Days
Advance Amount: | $100.00 |
Total Days with Balance: | 30 |
Total Finance Charge: *Assuming all payments are made as scheduled |
$29.59 |
Minimum Payment Due: | $31.59 |
Pay in Full Amount: | $129.59 |
Annual Fee: | None |
Cash Advance Fee: | None |
Late Fee: | None |
APR** for Cash Advances: | 360% |
**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate.
Online Line of Credit Questions
How much money can I borrow?
Kansas residents may be eligible to receive up to $1,000 on their first line of credit from Speedy Cash. Once you have successfully paid off a loan at Speedy Cash, you will be eligible to receive a line of credit up to $1,500.
How much will my loan cost?
With a Speedy Cash line of credit, fees are based on daily interest. Your minimum loan payment will be 2% of the principal, plus the accrued interest at 0.9863014% daily interest (which corresponds to 30% per month, or 360% annually). By making your payments on time — or paying your balance in full early — you can maximize the value of your loan and save on fees!
When will my loan be due?
Your line of credit payments will typically be scheduled around your pay days; either bi-weekly, bi-monthly, or monthly. With each payment, you have the option to pay only the minimum amount due, or you can pay an additional amount to pay down your balance quicker.
How can I get more cash?
A line of credit is flexible, so as long as your loan is active you will be able to withdraw funds against your line of credit anytime (up to your credit limit). And as you pay down your principal balance, you will immediately have access to more cash by signing into your online Speedy Cash account!
Kansas Speedy Cash loan agreements are governed by the State of Kansas.
View example finance charges.
Principal Amount (amount financed) |
$100 |
Finance Charge (cost of loan) |
$15 |
Total Repayment Amount: (principal plus finance charges) |
$115 |
APR**: | 391.07% APR for a 14-day loan term 182.50% APR for a 30-day loan term |
**Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate. The APR will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.
Online Payday Loan Questions
How much money can I borrow?
Kansas residents may be eligible to receive up to $500 with an online payday loan from Speedy Cash.
When do I have to payback my loan?
Your loan due date will be determined by your pay cycle. Typically, your loan will be due on your next pay day. Under Kansas law, Deferred Presentment transactions cannot be made for a term that exceeds 30 days.
What if I can’t pay my loan off on my due date?
In the event you are not able to make your payment/meet your obligation, contact us before the due date and our friendly customer service team can discuss your options.