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Rapid Cash

Sparks, NV 89431
Prater & McCarran

Rapid Cash in Sparks, NV 89431

690 E Prater Way
 , Sparks, NV 89431
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Store Hours:

Mon - Sat: 7am - 9pm

Sun: 10am - 6pm

Call (775) 358-7428
Fax: (775) 358-7420

Cross Streets:
Prater & McCarran

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To finish your application in a store, please bring the following:

  • Valid ID
  • Proof of income
  • Banking information

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Store Services

Payday Loans
Payday Loans

If you're short on cash and bills are piling up, Rapid Cash offers payday loans up to $2,500. Get started by bringing in your photo ID, proof of income and a bank account. We'll quickly process your application and provide an instant lending decision. If approved, get your cash on the spot and pay back on your next pay day.

Title Loans
Title Loans

Need more cash than a pay day loan offers? Rapid Cash offers title loans up to $25,000. Bring your photo ID, a clear car title and registration, your vehicle, proof of address, and proof of income to get started. We’ll do a quick vehicle inspection and provide you with an instant lending decision.

Installment Loans
Installment Loans

Rapid Cash offers installment loans up to $5,000. When you need to borrow a sum of money and want to make regular payments over time, this may be an option for you. Apply with proof of income, a photo ID and your banking information.

Signature Loans
Signature Loans

Need extra cash in Sparks? Apply for an unsecure loan; no bank account required. Apply for a signature loan with your photo ID, a working telephone number and a verifiable, steady source of income.

Check Cashing
Check Cashing

Rapid Cash is proud to cash ALL types of checks. No matter the amount, we offer low rates and will never hold your check, so you can walk out with your cash in minutes.

Prepaid Debit Cards
Prepaid Debit Cards

Are you looking for the convenience of a debit card without the hassle of a bank? Stop by our store to get an opt+® Visa® prepaid debit card at no initial cost. As an opt+® cardholder, you'll enjoy complimentary loads and unloads at Rapid Cash stores.

Money Order Services
Money Order Services

Protect your banking information by using a Western Union ® money order instead of a personal check to pay your bills. Money orders are safe, easy to use, and can be tracked to confirm receipt of payment.

Wire Transfer Services
Wire Transfer Services

Send money from Sparks to countries all over the world with a MoneyGram ® wire transfer. You can also make bill payments or load a prepaid debit card quickly using our wire transfer service.

Cash for Gold
Cash for Gold

Rapid Cash buys gold, platinum and diamonds. We do a harmless inspection to test your items right in front of you. Bring in your unwanted gold, platinum and diamond items for a no-obligation, instant cash offer. License No. 068876

Directions

Visit Rapid Cash on the northwest corner of Prater and McCarran Boulevard; cattycorner to Bank of America. We're near Big Lots, Joe Bob's Chicken and Baskin Robbins; and east of Jack in the Box and McDonald's.

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Customer Notice:
There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

New Mexico: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

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