How Much Money Can I Borrow from Speedy Cash?

Do money problems have you in a bind? Perhaps your pet needs emergency surgery, or you need enough cash to pay for an insurance deductible. Regardless of why you need money or the amount you wish to borrow, you can apply for a loan with Speedy Cash to get cash in a hurry.

We've Got You Covered

We’ve got you covered with multiple loan options. Our personal loan, title loan and payday loan options are designed to help you borrow money with as little hassle as possible. Every state regulates the amount of money Speedy Cash can lend to its Customers. Speedy Cash also considers your current income and the type of loan you are applying for when determining how much money you can borrow. However, we never impose a minimum on our loans, and we can fund loan applications in specific dollar amounts as requested, up to your approved amount. Borrowing from Speedy Cash couldn’t be easier. You’ll prove your eligibility with a valid ID that shows you are at least 18 years of age, and you’ll provide proof of recurring income and updated contact information, such as a working phone number. Repayment is equally simple, with a variety of repayment options including the option for Speedy Cash to automatically debit payment from your personal checking account.

Still Have Questions?

A: Yes. Speedy Cash provides installment loans and title loans that offer longer terms that extend beyond your pay period. Fixed terms divide payments equally and distribute them over several months – though you can repay your loan early without penalty.
A: Speedy Cash title loans allow you to use the title on your car to secure your loan. You’ll receive your loan funds and also retain ownership of your vehicle.
A: A Speedy Cash payday loan could be right for you. Payday loans are short-term solutions designed to help fill the gaps that pop up between pay days. Approval takes just minutes, and money is available on the spot in stores or within 1 business day online.

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Customers with credit difficulties should seek consumer credit counseling.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.