What Do I Need to Cash a Check?

When you're trying to figure out where to cash a check, look no further than your local Speedy Cash! Our helpful staff can walk you through our check-cashing process and help you get cash fast. There are just a few things you need to bring.

What Should You Bring?

Cashing a check at Speedy Cash is about as easy as it gets. All you need is the check itself and some form of identification. Unlike our competitors, Speedy Cash can cash any type of check, including government checks, personal checks, employment checks and money orders. Once we verify that you are who the check was intended for, you'll be on your way with your hard-earned money. Best of all, our check-cashing rates are very competitive, so you'll be able to keep as much of your check as possible.

Still Have Check Cashing Questions?

Speedy Cash makes it easy to cash your checks; even if you don’t have a bank account. Worried you won’t have what’s needed to get the cash from your check? No worry necessary; Speedy Cash is here for you. Keep reading to learn how we will work with you to cash a check with ease!

A: Absolutely, we will work with you to verify your identity. We may ask you to fill out some basic personal information to help us verify your identity.
A: At Speedy Cash, we're willing to accept several different types of identification. We prefer that you present a government-issued ID, but there are other forms of identification that can work.

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Customers with credit difficulties should seek consumer credit counseling.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

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