Cash For Gold FAQs

Do you have old, broken or unwanted gold jewelry laying around and looking for gold buyers? Speedy Cash will trade cash for your gold! Bring your gold into your local Speedy Cash location today for an evaluation.

A: Cash for gold offers you a reliable way to sell unwanted gold or platinum jewelry for cash.
A: Speedy Cash accepts all colors of gold – yellow, white, green and rose. We'll take pure gold in the form jewelry, personal items and much more. If you have items that aren't just gold – such as rings that contain diamonds or gemstones – we'll still make you an offer. As long as your item is gold and not gold-plated, Speedy Cash will determine the value your item.
A: Gold's quality is measured in karats, with 24-karat gold being the purest form. Most gold jewelry is made from a combination of gold and another alloy. If the karat number is below 24 it means that your gold is mixed with another metal. As long as your item is gold and not gold-plated, Speedy Cash will evaluate your item and make you an offer.

We determine the value of your gold by examining the karat and gold stamping dates, testing the metal's magnetic field, and using an acid test to ensure authenticity. The acid test is completely safe and will not harm your gold in any way.
A: Speedy Cash gold prices vary according to the daily market price. We base our offers on the current gold price, as determined by the London fix, which is the international standard for gold prices.
A: Bring your unwanted gold to Speedy Cash and we can test it in the store. A Speedy Cash employee will test your gold products within minutes. We examine the karat and gold stamping dates, testing the metal's magnetic field and using an acid test to ensure authenticity, all within minutes. If you decide to sell your gold, walk out with cash in hand.
A: If you choose to sell your gold, Speedy Cash will pay you cash for the estimated price of your gold. There is no waiting period. You will walk out of the store with cash in hand.
A: You can sell your gold at any Speedy Cash location that offers the cash for gold program.

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision. Same day funding only available for Opt+ cardholders and in-store pickup.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

Alabama: Minimum age to apply in Alabama is 19.

California: Speedy Cash is licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

New Mexico: Speedy Cash is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website

Ohio: SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.

Customer Notice:
There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.