A cash advance is no different from a Payday Loan. By definition, a Cash Advance is an emergency loan that allows you to advance cash from your next paycheck.

There’s no difference between the two. They’re both emergency cash loans.

Cash advance amounts are typically based on your monthly earnings and your ability to repay the amount you borrow. In addition, there are state regulations that may limit the amount you can borrow. For additional details, view the rates and terms section of your lender's website.

Yes, in-store Cash Advances are available at any Speedy Cash store.

We understand the financial strains associated with bad credit. We make an effort to be there for Customers when they are in a time of need. Depending on your income and ability to repay the loan, you may qualify for a Cash Advance in spite of bad credit.

Cash Advances are simply funds loaned to you ahead of your next paycheck. Once you receive your paycheck, you’ll repay the loan according to the terms of the loan agreement. The process may look different depending on the lender, but typically the process is as follows:

Fill out an application

Receive a quick lending decision

Sign your loan documents upon approval

Choose how much you want to borrow, up to the amount you’re approved for

Receive your cash from a Speedy Cash store

Pay back your Cash Advance according to the terms of your loan agreement by your due date

Speedy Cash offers convenient methods for applying where available including an online application, loans by phone and in-person cash advance services at our store locations.

You can apply online for a cash advance, although you may be able to access your cash faster when you apply in-person at a payday loan location near you.

There are a few cash advance requirements that you will need to meet in order to apply. These requirements include:

• Valid ID
• Proof of steady source of income
• Checking account information
• Valid phone number

Cash advance rates vary by lender and by state. Typically, they carry a flat fee associated with the amount borrowed. Before applying, you should review the rates and terms to better understand how much the loan will cost.