HELP CENTER
Cash Advance Loans FAQs
Cash Advances are simply funds loaned to you ahead of your next paycheck. Once you receive your paycheck, you’ll repay the loan according to the terms of the loan agreement.
The process may look different depending on the lender, but typically the process is as follows:
- Fill out an application
- Receive a quick lending decision
- Sign your loan documents, if approved
- Choose how much you want to borrow, up to the amount you’re approved for
- Receive your cash from a Speedy Cash store
- Pay back your Cash Advance according to the terms of your loan agreement by your due date
A Cash Advance application from Speedy Cash can be completed online, over the phone, or in person where available. Visit our Rates & Terms page to see if an online loan is available in your state. If online loans are not available in your state, head to your nearest Speedy Cash store to apply in person. Sometimes funding can take place more quickly in person. However, no matter how you apply or receive your funds, we will work hard to make the process go as quickly and smoothly as possible.
Yes! Cash Advance funds can be picked up at your nearest Speedy Cash store. You can apply online, over the phone (where applicable), or in-store.
Having bad credit can limit credit access. However, Speedy Cash is often able to work with customers who have bad credit by taking into account their ability to repay the loan and income information. To see if you qualify for a Cash Advance, apply online, over the phone, or in person at a Speedy Cash store and receive an approval decision within minutes.