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  2. Cash Advance Loans
  3. Types of Cash Advances

Types of Cash Advances

Speedy Cash offers different types of cash advance loans to help you with your current financial situation.

Payday Loans up to $1,500

Installment Loans up to $5,000

Title Loans up to $25,000

Line of Credit Loans up to $5,000

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Cash Advance Loans

How it Works

Cash Advance Loans from Speedy Cash

Cash advances are short term loans that allows you to cover unexpected expenses or bills. Speedy Cash offers a variety of quick loans to meet your cash needs.

Payday Loans

A payday loan is meant to be a cash advance on your next pay check. Typically, the amount you borrow - plus fees - is paid back on your next pay day. Speedy Cash offers payday loans online, over the phone and in select locations.

Installment Loans

An installment loan is paid back with multiple fixed payments over a set period of time. Instead of a flat fee like a payday loan, an installment loan will accrue interest daily until your loan balance is paid in full. Speedy Cash offers installment loans online, over the phone and in stores.

Title Loans

A title loan allows you to use your car or motorcycle as collateral to get cash. Repayment terms are typically very similar to an installment loan where you repay your loan and fees over a set period of time. Speedy Cash offers title loans at most of our locations.

Line of Credit Loans

A line of credit loan is different from other cash loans. With a line of credit, you're approved for a credit limit and you can access your available credit – up to your maximum credit limit – at any time. Interest is typically charged daily, so it's best to only borrow what you need at the time. A Speedy Cash line of credit remains available to you even after you pay it off for up to a year, making it quick and easy to get cash should you need it again. Speedy Cash offers line of credit loans online, over the phone and in select locations.

Get a Cash Advance Loan

Speedy Cash offers cash loans online, in stores and over the phone.

1
Begin Your Fast Application

Whether you apply online, over the phone or at a store, the application process takes only minutes.

2
Receive a Quick Lending Decision

Upon submitting your application, we will provide a quick lending decision.

3
Get Your Money in Minutes

If approved, get cash on the spot at a Speedy Cash location. If applying online, get your money instantly sent to your debit card†.

Ready to Get Started?

Apply for a cash advance now in just minutes, and you could get cash on the spot.

Apply Online Now

Visit a Store to Apply

Call 1-888-333-1360 to Apply by Phone

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Product types and maximum loan amounts vary by market. Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

Short term loans should be used for short-term financial needs and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

The credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.

†Instant funding is not applicable for all debit cards and is not available in New Mexico, Ohio or South Carolina. Subject to system limitations. Some restrictions may apply.

∞Cash advances only available up to approved credit limit; some restrictions may apply.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

Alabama: Minimum age to apply in Alabama is 19.

California: Speedy Cash is licensed by the Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

New Mexico: Speedy Cash is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, first contact MoneyGram Payment Systems, Inc. at 1-800-MONEYGRAM. If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601 North Lamar Boulevard, Austin, TX 78705-4294, 1-877-276-5554 (toll free), www.dob.texas.gov.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: No fee withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

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