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Payday Loan FAQ's

At Speedy Cash, we know what it’s like when money dries up too soon. Our customers return again and again for help paying for life’s little expenses, and we want to help you too. We offer fast cash with no fax needed. We can get your money to you in just minutes when you visit one of our stores. So next time you need an advance on pay day, stop by Speedy Cash for a payday loan. The following FAQs are offered as general information regarding the loan products we offer. Certain states have different requirements and procedures which we follow. Specific details and disclosures about these products for your state are available by visiting your State's Rates and Terms page for more details and additional disclosures.

I just walked in to Speedy Cash and I have no idea if I need a short term or long term loan. What loan is best for me?

Speedy Cash payday loans are designed to meet our customers’ needs. If you are struggling to make it to your next paycheck and only need an advance on payday, a short-term loan could be right for you. If you need a large sum of money and extra time to pay it back, a long-term loan could be your solution.

What are the rates for a payday loan?

Rates and fees vary from state to state. The best way to find out what your loan rate would be is by applying for a loan online or in one of our stores. You may also visit our rates and terms page for more information.


How do payday loans work?

Payday loans are issued in cash at Speedy Cash stores or by way of direct deposit if you apply online. Loans are usually issued for a period of several days. Find out more about payday loans here.

Can anyone get a payday loan?

Nearly anyone can get a payday loan – even people with bad credit. Check here to see if you meet eligibility requirements for a payday loan.

What do you need to get a payday loan?

Speedy Cash makes getting payday loans as simple as possible for you. Check here to see what you need to get a payday loan.

How do I pay off my payday loan?

Payday loan maturation dates are scheduled for your next pay day, although you may pay your loan off at an earlier date. For more information about paying off your loan, click here.

Where can I get a payday loan?

You can get a payday loan at a Speedy Cash location. Customers in some states may also apply for a loan online via the Speedy Cash website. Find out which service is best for you here.

What is a cash advance?

A cash advance is another name for a payday loan. The term is used because the loans act like an advance on your next paycheck. Learn more about cash advances and payday loans here.

How do I get a cash advance?

You can get a cash advance by visiting your local Speedy Cash or completing an online application. Visit this page to learn more about cash advances.

How many payday loans can I get?

The number of payday loans you can get depends on your state. Learn more about the number of payday loans you may be eligible for here.

How do I get a payday loan?

Call Speedy Cash, apply online, or visit your local Speedy Cash store. You can find out more about getting a payday loan here.

Can I get a payday loan online?

Yes, although it may take longer to get your money. Click here to find out more about applying for a payday loan online.

How long does it take to get a loan?

Payday loans are funded in minutes at most Speedy Cash stores. If you apply online, you can access your money instantly or up to 1 business day, depending on how you choose to receive your funds. Get more information about receiving loan money here.



Get a Payday Loan Today

If money is tight and you need to get cash fast, come to your local Speedy Cash for a payday loan today!