Options to Pay Off My Loan

Loan pay off options may vary depending on how you choose to apply for your loan. Borrowing options can include applying at a store location, over the phone, or applying for a payday loan online. Often times, if you take out a payday loan online, your loan payment will be made automatically either using a debit card or an automated payment from your checking account. If you borrow from a payday loan store, you will typically write a personal check that is post-dated for your due date, or provide your banking account information. If you don't have a checking account, or would prefer that the funds not come out of your checking account, you may be able to make a payment by phone or online, or you might be able to visit your local store location to pay with cash or a card.

How Do I Pay Off My Payday Loan?

When the time comes to pay off your payday loan, different lenders may offer different pay off options including:

  • Debit card payment

  • Cash payoff

  • Automatic payment from your bank account

  • Post-dated check

A: Typically, your loan due date is scheduled around your next pay day between 10-18 days away.

A: Most payday lenders offer the ability to pay off your loan early, but be alert! Some lenders may charge you an early payoff fee. To help avoid paying such a fee, be sure to carefully review your loan agreements before you decide to pay off early. In some instances, it may be in your best interest to re-pay the loan on your original due date.

Speedy Cash believes in the financial success of each of our Customers. That's why we offer an early payoff option on ALL of our loans at no additional cost.

A: In this scenario, Speedy Cash recommends that you contact your payday lender. Your lender may provide options including a repayment plan, an extension on your due date, or the ability to refinance your loan. It's always a good idea to contact your lender prior to your due date, rather than waiting until you've defaulted on your loan.

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