What does Speedy Cash®/Rapid Cash® do with your personal information?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Income
- Account Balances and Employment information
- Telephone numbers and Credit history and scores
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Speedy Cash/Rapid Cash chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does Speedy/Rapid Cash share||Can you limit this sharing?|
|For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes - to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates' everyday business purposes - information about your transactions and experiences||Yes||No|
|For our affiliates' everyday business purposes - information about your creditworthiness||Yes||Yes|
|For our affiliates to market to you||Yes||Yes|
|For nonaffiliates to market to you||Yes||Yes|
To limit our sharing
Click here to view our mail form.
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Who we are
Who is providing this notice?
Speedy Cash®/Rapid Cash® group of companies which provides various financial services such as payday loans and check cashing.
What we do
How does Speedy Cash®/Rapid Cash® protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Speedy Cash®/Rapid Cash® collect my personal information?
We collect your personal information, for example, when you
- Apply for a loan or access a line of credit
- Give us employment info or give us your income information
- Do other business with us
We also collect personal information from others, such as credit bureaus, affiliates and other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates' everyday business purposes - information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
The information will be shared on a limited basis for both parties.
Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies with a common ownership operating as Speedy Cash® and Rapid Cash®.
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates include marketing companies which sell information for marketing purposes.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Joint marketing partners include pre-paid Card companies, partners that promote our products and other lending companies.
Other important information
We will not share your information we collect about you with affiliated companies or non-affiliates third parties, except in the limited circumstances permitted under state law or if you give us your permission.
North Dakota Residents
We will not disclose information about your with non-affiliated, third party companies or financial institutions, other than as required or permitted by law, without your express permission.
Revised December 2013