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Arizona Online Installment Title Loans Rates & Terms

Speedy Cash provides online personal loans in Arizona. Whether you need $100 to cover your everyday bills or $1,500 to get your car back on the road, an online title loan from Speedy Cash may be a solution for you. An Express Title Loan from Speedy Cash uses your Vehicle Identification Number to take out a new loan. The loan is an installment loan, so you will then repay what you borrow in scheduled payments over 18 months.

Arizona Speedy Cash loan agreements are governed by the State of Arizona.

Arizona Installment Title Loan Questions

How much money can I get?

Arizona residents may receive up to $1,500 with an online payday loan from Speedy Cash.

How much will my loan cost?

Arizona title loans are installment loans that accrue daily interest, so you only pay for the time you use the loan. By making your monthly installment payments on time or repaying the balance in full early you can maximize the value of your loan and save on fees! The APR and cost of your loan will vary depending on the length and dollar amount of your loan. See the charts below for specific loan examples.

When will my loan be due?

At Speedy Cash we like to make repaying your loan easy and convenient. With this in mind, we designed the online Express Title Loan to meet any budget with easy monthly installment payments over 18 months. Payment frequency for your loan will be based on your pay cycle.

  • Bi-Weekly Pay Cycles: If you take out a $500, you will typically make 36 payments of $41.31
  • Monthly Pay Cycles: If you take out a $500 loan, you will typically make 18 payments of $90.35

Examples of Arizona Installment Loans

Examples of a Bi-Weekly Payment Schedule
In these examples, the loan and fees are paid back over 36 bi-weekly installment payments scheduled over 18 months. The APR and total payment amount will vary depending on individual loan length.

Example Loan: $500 Loan — Bi-Weekly Installment Payments

Annual Percentage Rate* Finance Charge Amount financed Total of payments
The cost of your credit as a yearly rate The dollar amount the credit will cost you The amount of credit provided to you on your behalf The amount you will have paid after you have made all payments as scheduled
204% $1,111.14 $500 $1,611.14

*Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 36 installments due over eighteen (18) months. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.


Example Bi-Weely Payment Schedule
Example Loan Amount: $500 Example Loan Start Date: 4/1/2012

Number of Payments Amount of payments When payment is due
1 $41.31 4/13/12
2 $41.31 4/27/12
3 $41.31 5/11/12
4 $41.31 5/25/12
5 $41.31 6/8/12
6 $41.31 6/22/12
7 $41.31 7/6/12
8 $41.31 7/20/12
9 $41.31 8/3/12
10 $41.31 8/17/12
11 $41.31 8/31/12
12 $41.31 9/7/12
13 $41.31 9/21/12
14 $41.31 10/5/12
15 $41.31 10/19/12
16 $41.31 11/2/12
17 $41.31 11/16/12
18 $41.31 11/30/12
19 $41.31 12/14/12
20 $41.31 12/28/12
21 $41.31 1/11/13
22 $41.31 1/25/13
23 $41.31 2/8/13
24 $41.31 2/22/13
25 $41.31 3/8/13
26 $41.31 3/22/13
27 $41.31 4/5/13
28 $41.31 4/19/13
29 $41.31 5/3/13
30 $41.31 5/17/13
31 $41.31 5/31/13
32 $41.31 6/14/13
33 $41.31 6/28/13
34 $41.31 7/12/13
35 $41.31 7/26/13
36 $41.31 8/9/13

Example Loan: $1,500 Loan – Bi-Weekly Installment Payments

Annual Percentage Rate* Finance Charge Amount financed Total of payments
The cost of your credit as a yearly rate The dollar amount the credit will cost you The amount of credit provided to you on your behalf The amount you will have paid after you have made all payments as scheduled
180% $2,861.66 $1500 $4,361.66

*Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of 36 installments due over eighteen (18) months. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.

Example Bi-Weekly Payment Schedule
Example Loan Amount: $1500 Example Loan Start Date: 4/1/2012

Number of Payments Amount of payments When payment is due
1 $111.84 4/13/12
2 $111.84 4/27/12
3 $111.84 5/11/12
4 $111.84 5/25/12
5 $111.84 6/8/12
6 $111.84 6/22/12
7 $111.84 7/6/12
8 $111.84 7/20/12
9 $111.84 8/3/12
10 $111.84 8/17/12
11 $111.84 8/31/12
12 $111.84 9/7/12
13 $111.84 9/21/12
14 $111.84 10/5/12
15 $111.84 10/19/12
16 $111.84 11/2/12
17 $111.84 11/16/12
18 $111.84 11/30/12
19 $111.84 12/14/12
20 $111.84 12/28/12
21 $111.84 1/11/13
22 $111.84 1/25/13
23 $111.84 2/8/13
24 $111.84 2/22/13
25 $111.84 3/8/13
26 $111.84 3/22/13
27 $111.84 4/5/13
28 $111.84 4/19/13
29 $111.84 5/3/13
30 $111.84 5/17/13
31 $111.84 5/31/13
32 $111.84 6/14/13
33 $111.84 6/28/13
34 $111.84 7/12/13
35 $111.84 7/26/13
36 $111.84 8/9/13

Examples of a Monthly Payment Schedule
In these examples, the APR is 204%, based on loan terms of 18 monthly installment payments over 18 months. The APR and total payment amount will vary depending on individual loan length.

Example Loan: $500 Loan — Monthly Installment Payments

Annual Percentage Rate* Finance Charge Amount financed Total of payments
The cost of your credit as a yearly rate The dollar amount the credit will cost you The amount of credit provided to you on your behalf The amount you will have paid after you have made all payments as scheduled
204% $1,126.35 $500 $1,626.35

*Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of eighteen (18) installments due over eighteen months. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.


Example Monthly Payment Schedule
Example Loan Amount: $500 Example Loan Start Date: 4/1/2012

Number of Payments Amount of payments When payment is due
1 $90.35 5/1/12
2 $90.35 6/1/12
3 $90.35 7/1/12
4 $90.35 8/1/12
5 $90.35 9/1/12
6 $90.35 10/1/12
7 $90.35 11/1/12
8 $90.35 12/1/12
9 $90.35 1/1/13
10 $90.35 2/1/13
11 $90.35 3/1/13
12 $90.35 4/1/13
13 $90.35 5/1/13
14 $90.35 6/1/13
15 $90.35 7/1/13
16 $90.35 8/1/13
17 $90.35 9/1/13
18 $90.35 10/1/13

Below is an example loan term with monthly installment payments. APR and Payment Total Amount will vary depending on individual loan length.

Example Loan: $1,500 Loan – Monthly Installment Payments

Annual Percentage Rate* Finance Charge Amount financed Total of payments
The cost of your credit as a yearly rate The dollar amount the credit will cost you The amount of credit provided to you on your behalf The amount you will have paid after you have made all payments as scheduled
180% $2,906.03 $1500 $4,406.03

*Annual Percentage Rate: The APR is the cost of your loan expressed as a yearly rate. The above APR is based on example loan terms of eighteen (18) installments due over eighteen months. The APR will increase if the actual loan term is shorter than these examples, and will decrease if your loan term is longer.


Example Monthly Payment Schedule
Example Loan Amount: $1500 Example Loan Start Date: 4/1/12

Number of Payments Amount of payments When payment is due
1 $244.78 5/1/12
2 $244.78 6/1/12
3 $244.78 7/1/12
4 $244.78 8/1/12
5 $244.78 9/1/12
6 $244.78 10/1/12
7 $244.78 11/1/12
8 $244.78 12/1/12
9 $244.78 1/1/13
10 $244.78 2/1/13
11 $244.78 3/1/13
12 $244.78 4/1/13
13 $244.78 5/1/13
14 $244.78 6/1/13
15 $244.78 7/1/13
16 $244.78 8/1/13
17 $244.78 9/1/13
18 $244.78 10/1/13