TEXAS PAYDAY LOANS

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Texas payday loans

Fast, friendly service you can count on. That's the Texas way, ya'll. At Speedy Cash, access to cash when you need it is the mission that drives us.

*In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party.

get cash with a texas loan

In Texas, get up to $3,000 cash.

How much will a loan cost in Texas?

Check out our Rates & Terms

How do Texas Payday Loans Work?

1

APPLY

Apply online quickly and easily, or pop by our store to connect with the team in person.

2

RECEIVE YOUR LENDING DECISION

You’ll receive a speedy decision from the lender after completing your application.

3

GET CASH

If approved, select how much you would like to borrow up to your approved credit limit.

4

MAKE PERIODIC CAB FEE PAYMENTS

Make your scheduled CAB fee payments to keep your account in good standing.

5

PAY OFF LOAN AND INTEREST

Make sure to pay off your loan and interest in full by the end of your loan term. Need help planning your repayment? Head to our blog for tips.

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Speedy Cash Texas Payday Loan

Speedy Cash Just Makes Sense

Choosing Speedy Cash for your Texas Payday Loan needs just makes sense. Our team of customer service superstars work hard to ensure a great experience every time you walk through the Speedy Cash doors. So what can you expect from Speedy Cash?

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FAST LENDING DECISION

Submit your Texas Loan application online or in store and stand by for a quick lending decision. It's a speedy process.

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CLEAR TERMS AND CONDITIONS

We won't pull the wool over your eyes. We make our terms and conditions crystal clear, so you know what to expect.

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CALL, CLICK, OR COME IN

The choice is yours when it comes to applying for and managing your loan. Give us a call, visit us online, or better yet visit us in store! We look forward to saying howdy, ya'll!

What do I need to apply for a Texas Payday Loan?

  • Valid ID
  • Open and active checking account information
  • Proof of income
  • Working telephone number

Texas Payday Loans in a flash!

Speedy Cash has your back. Apply now and receive a fast lending decision.

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Texas Payday Loan Repayment

Access to cash through a Texas Payday Loan is an option that may be right for you. Creating an achievable repayment plan prior to borrowing is part of the process for every responsible borrower. Not sure where to start? Our Financial Fitness section on the Speedy Cash blog offers great tips and strategies for better borrowing.

Speedy Cash operates as a Credit Access Business (CAB) in the state of Texas. Since we operate as a CAB, a periodic CAB fee is charged, and the loan principal and interest are due at the end of the 6-month term.

Click here to learn more about Texas Payday Loan fees.

Online payday loan TX

Texas Payday Loans Questions

Speedy Cash Payday Loans In Texas

With over 54 Speedy Cash locations to choose from in the great state of Texas, chances are a Speedy Cash store is nearby. Our aim is to meet your financial needs in convenient locations dotted across the Lone Star State from West Texas and the Panhandle down to the Gulf. If there’s not a store close to you, apply online and receive a quick lending decision. We’ve got your back, so don’t hesitate to reach out.

Have more questions? We have answers.

Visit our FAQ Page

Related Reading

© 2024 Speedy Cash. All Rights Reserved.

Loan Products: Subject to state regulations, eligibility, credit check, underwriting & approval, and meet state database eligibility, where required based on type of lending product requested. All products are not available at all locations. Rates, terms and conditions apply. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

Non-Loan Store Services: Rules, restrictions, and fees apply. See store for details.

Short term loans should be used for short-term financial needs and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

The credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc.

†Instant funding is not applicable for all debit cards and is not available in Ohio, Oklahoma, Oregon, or South Carolina. Subject to system limitations. Some restrictions may apply.

∞Cash advances only available up to approved credit limit; some restrictions may apply.

Green Dot: Must be 18 or older to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.

1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account.

2. Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee.

3. See app for free ATM locations. 1 free in-network withdrawal per calendar month. $3.00 per withdrawal thereafter. $3.00 for out-of-network withdrawals and $1.00 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. ©2023 Green Dot Bank. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

Alabama: Minimum age to apply in Alabama is 19.

California: Company is licensed by the California Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law, Cal. Fin. Code §23000 et seq.

California: Compañía está autorizada por el Departamento de Protección e Innovación Financiera bajo la ley de Transacciones Depósito Diferidas de California, Cal. Fin. Código § 23000, et seq.

Customers who are California residents may request information from us to know what personal information we may collect, have, or maintain about them and what we do with it per the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). If you are a California resident and wish to make a request under CCPA or CPRA, click on the “Do Not Sell or Share My Personal Information” button or link.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Oregon: Licensed by the Oregon Department of Consumer and Business Services to make Deferred Deposit Loans, NLMS Id. #0267-004-S.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. under Chapter 151 of the Texas Finance Code. If you have a complaint, first contact MoneyGram Payment Systems, Inc. at 1-800-MONEYGRAM . If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking: 2601 North Lamar Boulevard, Austin, TX 78705-4294, 1-877-276-5554 (toll free), www.dob.texas.gov.