Title Loan FAQ's
Payday loans are helpful when you need to get cash fast – especially if you have bad credit or no credit at all. But where do you turn when you need more money than is available through a payday loan or when you do not have a checking account to secure your loan? If you own a car, have a steady income, and meet our other basic guidelines, you could qualify for a title loan.
Title loans use your car as collateral. Though you retain ownership of your car, Speedy Cash obtains a security interest in your vehicle that ensures your loan is paid should you default on payments. Whether you need to finance a major medical bill or need to replace a large appliance in your home, a title loan is an excellent alternative to a traditional bank loan or smaller payday loans.
A title loan is a loan that is secured by a vehicle rather than a checking account. Find out more about title loans here.
Title loans use the equity in your vehicle to secure a loan from Speedy Cash. Find out more about how title loans work here.
In most cases, title loans are available without credit. Click here to learn more about credit and title loans.
No. You will retain ownership of your car. Visit this page to find out more about your car and title loans.
Most title loans can be issued within 15 to 20 minutes. Learn more about the process of getting a title loan here.
The amount of money you can borrow depends on a number of factors. For more information about the loan amount you may be eligible for, click here.
Yes. Using your car as collateral for a loan does not transfer ownership to Speedy Cash. Click here to find out more about your car and title loans.
You will make payments according to your loan agreement. Speedy Cash accepts cash or debit card payments for title loans. Make a loan payment or find out more about loan payments here.
You must make payments according to your loan agreement. Some states allow for installment payments, which can be set up for ACH withdrawal. Learn more about loan payments here.
Yes. You can pay off any Speedy Cash loan early. Find out more about loan payments here.
Grab a Title Loan
If you need cash but do not want to use a checking account to obtain a loan, look to a title loan from Speedy Cash for your borrowing needs. You’ll retain ownership of your car and walk out of our stores with cash in your hands.