Payday Loans
Direct Lender

With so many lenders in the market all promising to be the best, it's easy to get overwhelmed when searching for a payday lender. To help you stay sane in your search for the right lender for your needs, Speedy Cash has outlined what it means to be a payday loans direct lender, and how direct lenders differ from the others.

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Speedy Cash - Your Online Payday Loans Direct Lender*

*In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party.

What's the Difference Between Non-Direct & Direct?

To understand how direct payday lenders are different from non-direct lenders, you must first understand how direct lender payday loans work. When you apply for a loan with direct lenders, you are applying directly with them meaning they will process your application, fund approved loans, and process loan payments.

When lenders are not direct payday loan lenders, it typically means that they will either collect your information and then send it on to several different lenders to attempt to get you approved for the amount that you are seeking (typically these are lead generators), or they will process your application and then work with a third party lender to fund your payday loan (typically these are state-registered CSOs).

Direct Lender vs. Non-Direct Lenders

  Collects Personal
Funds Loan Processes Payment
Direct Lender
Credit Service Organizations
& Credit Access Businesses
Lead Generators

How Can I Spot Direct Payday Lenders?

If you don't know whether or not the lender you are applying with is a direct lender, take a look around their website. Look specifically in the fine print at the bottom of the website. If they mention matching you with a lender, or require a third party to get you your funds, then they are most likely NOT a direct lender.

Apply for a Speedy Cash Payday Loan

Speedy Cash is a direct online lender. Apply for a payday loan 100% online and receive an instant lending decision!