Title Loans

No Clear Title Needed*

Still Making Payments? No Problem!*

Any Year, Make or Model

*Clear title required at some Speedy Cash locations.

How Do Title Loans Work?

A car title loan from Speedy Cash is a fast and easy way to get cash using your car title. The process to apply for a Speedy Cash title loan can be completed from start to finish in less than 30 minutes.
Here's what you can expect:

Ready to Apply? Here’s What to Bring

Title loan requirements may vary by location, but you can start your title loan application with the following items:

  • Vehicle in driving condition

  • Proof of insurance

  • Clear title or proof of 1st lien*

  • Proof of address

  • Valid ID

  • Proof of vehicle insurance

*Clear title required at some Speedy Cash locations.

What If I Already Have a Lien on My Car?

In some stores, Speedy Cash offers what is called a second lien title loan. This allows you to borrow money using your vehicle, even if you’re still making payments on your car.

Contact your local Speedy Cash to see if a second lien title loan is available near you.

Speedy Cash Reviews

I just wanted to express my experience when I applied for a title loan at the Harry and Oliver Store. I was very impressed with the customer representative, and the handling of my questions and the paperwork involved with this loan. I was also surprised at the ease of getting the much needed cash so quickly.

- Steven from Wichita, KS

I was sunk; Speedy came to the rescue [with a] title loan. Today I have food, furnishing & shelter thanks to Speedy Cash. Thank you Speedy Cash.

- Dean from Phoenix, AZ

Actual Customer Testimonials

Title Loan FAQs

A: A title loan is a quick and easy way to get emergency cash if you have a vehicle. A title loan allows you to use your car title as collateral for cash.

A: A clear title means that you own your car outright, with no outstanding loans.

A: In some states, Speedy Cash offers 2nd-lien title loans. This means that you could still get a title loan even if you are still making payments or owe money on your vehicle.

A: Even though Speedy Cash would be a lien holder for as long as your loan is open, your car remains in your possession so you can still use your car while you repay your loan. Once you pay the loan in full, the lien is released and your title is again clean and clear.

Have more questions?

Visit our FAQ page.

Car Title Loans Near Me

When you are in a tough financial spot and need to borrow more money than you could pay off on your next pay day, you could qualify for a title loan from Speedy Cash. Car title loans are offered based on the determined value of your vehicle (among other factors) and allow you to borrow money while still driving your vehicle.

Auto title loans are available in many Speedy Cash locations.