Loan By Phone FAQs

Loans by phone are a convenient and easily accessible short-term financial solution. You have loan by phone questions? Speedy Cash is here to provide you with answers.

Loan By Phone Basics

A: A loan by phone can be a payday or installment loan, depending on in which state you live, that is funding completely over the phone.
A: One of our phone representatives will guide you through the loan application process and you'll complete the entire application over the phone and receive an instant lending decision.
A: Loans by phone are available to residents of the following states: Alabama, Alaska, California, Hawaii, Idaho, Kansas, Louisiana, Missouri, Nevada, Oklahoma, Rhode Island, South Dakota, Texas, Utah, Washington, or Wyoming. Our installment loans by phone services are available to residents of Arizona, Illinois, New Mexico, and Wisconsin.

Loan By Phone Process

A: To apply for a loan by phone, give one of our friendly phone representatives a call at 1-888-222-1014.
A: If approved, you could receive your loan funds as soon as tomorrow.

Loan By Phone Requirements

A: To apply, you must have a steady source of income, an active checking account in your name, and provide your personal information including:
    • Home Address
    • Phone Number(s)
    • Work Address
    • Employment Information
    • Two References with Phone Numbers
    • Income Information

Loan By Phone Payments

A: For payday loans, the loan will be due in full on your net pay day. Installment loans are paid back over a longer period of time, typically over a specified number of months.
A: Financial hardships can hit, leaving you unable to make a loan payment. When this happens, most lenders will work with you. As soon as you suspect your payment is in jeopardy, contact your lender immediately. In most cases, they will be willing to make alternate payment arrangements.