NO HOLDING PERIOD*
Our check cashing process is simple, streamlined, and hassle-free.
GET CASH INSTANTLY*
No need to wait for funds availability. Cash, meet hand.
OPEN EVENINGS AND WEEKENDS
Don't let traditional banking hours limit your busy lifestyle.
*Subject to verification and cash limits.
How to cash a check:
VISIT A STORE
Go to your nearest Speedy Cash check cashing store.
PROVIDE VALID ID
We'll verify your identification, the check, who wrote it, and the amount.
GET CASH
You'll usually get your cash the same day without the hassle of holds.*
*Subject to verification and cash limits.
We cash all types of checks!
- 401K and IRA checks
- Bank drafts
- Benefit checks
- Bonuses
- Cashier's checks
- Government checks
- Insurance checks
- Loans
- Money orders
- Payroll checks
- Personal checks
- Settlements
- Stimulus checks
- Student loans
- Tax refunds
- Unemployment checks
Check cashing is just one of the services offered in stores by Speedy Cash. See our Store Services for a complete list.
Competitive rates
Concerned about the fee? We'll work with you to ensure a fair fee compared with other local check cashing services. Our rates vary by location and type of check. Typically we charge 2-2.5% of the check amount to cash payroll and government checks. The minimum check cashing fee is $2.
Why Speedy Cash?
If you don't have a bank account, you’re not alone—over 7 million U.S. households don't. We're here for you and all your check cashing needs. We offer excellent Customer service, hours that work for busy schedules, and same day cash.*
*Subject to verification and cash limits.
Where can I find check cashing near me?
Call us at 1-866-91-MONEY to find a store or
use our online store locator tool.
Need a little more money?
Check out our easy loan options in your state.
Select Your State
Check Cashing Help Center
We offer check cashing at most of our store locations. We cash all sorts of checks, including payroll, government and stimulus checks. Find a check cashing store near you.
We're happy to cash any check amount. Keep in mind that large checks for more than $20,000 may take a little extra time to be verified.
You’re welcome to review some common questions on our dedicated FAQs page. We also provide some financial resources on our blog. And of course, we’re always happy to hear from you in person, online or over the phone at 1-888-333-1360.