Loans by Phone up to $2,000

When you find yourself in a cash emergency, and you're not near a store and don't have internet access, Speedy Cash is here to help with loans by phone.

*In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party.

Loans by Phone from Speedy Cash

With Speedy Cash, you have options. We offer a variety of loans by phone, depending on your state, each designed to help you with your current financial situation.

Payday Loans

A payday loan is meant to be a cash advance on your next pay check. Typically, the amount you borrow - plus fees - is paid back on your next pay day.

Installment Loans

An installment loan is paid back with multiple fixed payments over a set period of time. Instead of a flat fee like a payday loan, an installment loan will accrue interest daily until your loan balance is paid in full.

Line of Credit Loans

A line of credit loan is different from other cash loans. With a line of credit, you're approved for a credit limit and you can access your available credit at any time. Interest is typically charged daily, so it's best to only borrow what you need at the time. A line of credit remains available to you even after you pay it off for up to a year, making it quick and easy to get cash should you need it again.

Loan by Phone Questions

Q: What if I don't have internet access; how do I sign my loan documents?

A: Speedy Cash offers different options to sign your loan documents. You can sign your loan documents by signing into your account online or via the Speedy Cash mobile app. If you don't have access to the Internet or a smart phone, then we can fax your loan documents. We also have the option to email them. No matter which option works best for you, Speedy Cash is happy to accommodate.

Q: What loans does Speedy Cash offer over the phone?

A: Speedy Cash offers payday loans, installment loans and line of credit loans. Loan availability varies by state. To see what loans are offered in your state, view the available loans page.

Q: What do I need to apply?

A: To apply, you will need:

  • A steady source of income
  • A valid ID showing that you meet minimum age requirements
  • An active checking account

During the application process, we will collect information about your income, your checking account and routing numbers, and basic personal information (including your Social Security Number, phone number, address and birth date).


Have more questions?

Visit our FAQ page.