Can I Get a Loan Without a Bank Account?

Many people assume that getting a loan with no credit history is impossible. But regardless of whether you have bad credit or no credit, Speedy Cash will work with you to get you the cash you need! We can help you even if you don’t have a checking account.

For our Customers’ convenience, we allow people to apply online, and we typically deposit loan funds directly into their bank account. But banks may prohibit you from opening a checking account if you have bad credit, so we realize some of our Customers may not have a bank account. And that’s OK – there are other ways we can help you access payday loans and installment loans. When you apply in-person at a Speedy Cash store you will receive your loan in cash, and in some locations we may be able to load funds onto a prepaid debit card that works just like cash. Other payday lenders may present you with a check, which you then have to pay to cash. But that’s not how we do business. At Speedy Cash, we want to make sure you get your money as simply as possible!

We offer a variety of services – some that require no credit check – that can help you make ends meet. Borrow cash for immediate needs with a payday loan, or look into installment loans or title loans when you need a little more time to pay the money back.

Still Have Personal Credit Questions?

I don’t have a bank account, but I don’t want to walk out with a loan all in cash.

At Speedy Cash, we care about your personal security and understand that many people are not comfortable carrying large sums of cash. Ask about opt+® Visa® prepaid debit cards, which borrowers can use just like cash.

Let Speedy Cash Help You!

Regardless of your credit, or whether you even have a bank account, Speedy Cash may be able to help you get back on track with a quick and easy loan. Stop by a Speedy Cash store to apply today, and you could have your money in a matter of minutes!