How Do I Apply for an Installment Loan?

At Speedy Cash, we are dedicated to getting you cash the way that is most convenient for you. That's why we offer options to apply for an installment loan by calling Customer Service to apply over the phone, clicking to apply on our website, or coming into a Speedy Cash location.

Based on how you choose to apply, here's how the process works...

Apply Online

  1. Fill out your loan application completely online at SpeedyCash.com
  2. Once the application has been submitted, we will process it and provide you with an instant lending decision
  3. If approved, select how much you would like to borrow, up to your maximum approval amount
  4. Review and sign your loan documents directly online
  5. Once your documents have been signed, select how you would like to receive your funds
  6. Get your cash!

Apply by Phone

  1. Fill out your loan application completely online at SpeedyCash.com
  2. Once the application has been submitted, we will process it and provide you with an instant lending decision
  3. If approved, select how much you would like to borrow, up to your maximum approval amount
  4. Review and sign your loan documents directly online
  5. Once your documents have been signed, select how you would like to receive your funds
  6. Get your cash!

Apply in Store

  1. Fill out your loan application completely online at SpeedyCash.com
  2. Once the application has been submitted, we will process it and provide you with an instant lending decision
  3. If approved, select how much you would like to borrow, up to your maximum approval amount
  4. Review and sign your loan documents directly online
  5. Once your documents have been signed, select how you would like to receive your funds
  6. Get your cash!

Installment Loans FAQs

A: No matter how you choose to apply for an installment loan from Speedy Cash, you will need the following to complete your application:
  • Valid identification
  • Income information
  • Checking account information
A: The amount you can borrow with an installment loan depends on several factors, including your monthly income, credit score, and the maximum loan amount available in your state. To see the maximum amount available in your state, view your state's loan page.
A: Picking a loan type depends on your personal situation. There are a few questions to ask yourself that can help you determine which loan is best for you.

The first question to ask is "how long do I need the loan?" If you just need cash to carry you over until pay day, a payday loan may be best. But if you need the money for a bit longer, an installment loan may be a better solution. The second question to ask is "what is the difference in fees/interest?" Remember that installment loans charge daily interest and payday loans usually charge a flat fee. Depending on your circumstances, it may actually be less expensive to get an installment loan.