Line of Credit

Budgeting mishaps can happen on a regular basis. If you find yourself in a budgeting bind, a Speedy Cash personal line of credit could provide a convenient way to help you handle your monthly cash flow.

How Do Speedy Cash Lines of Credit Work?

Lines of credit provide the fast cash benefit of a payday loan, but put you in control of your cash flow. Unlike traditional payday loans, a Speedy Cash line of credit loan allows you to apply once and withdraw funds at any time (up to your credit limit). A line of credit loan from Speedy Cash is the perfect way to manage large and unpredictable costs that come up in your life.

Similar to an installment loan, interest accrues on a daily basis, so you only pay for the time you borrow money. As you pay down your loan, you instantly have access to withdraw more cash. With options to advance funds from your line of credit online or in a Speedy Cash store, we make it easy to access cash at any time.

  • Fast and convenient approval process:

    Get a quick credit decision and access your funds immediately.
  • Manage your expenses:

    Enjoy quick, convenient access to funds to help manage your budget ups and downs.
  • Low payments:

    Pay your minimum payment, or pay your loan in full whenever you want to reduce your interest costs. When you make a payment you have instant access to borrow more cash from the same line of credit!

What Do I Need to Apply for a Line of Credit at Speedy Cash Stores?

Let Roo help you get a Line of Credit

Our Line of Credit provides a simple way to borrow money. Applying for a personal line of credit at Speedy Cash is a simple process. You must be at least 18 years of age and have an income of at least $400 a month. Bring the following items into a Speedy Cash store that offers personal line of credit loans, and our in-store loan experts will help you get cash quickly.

check mark

Checking account and routing number

check mark

Proof of steady source of income

check mark

Form of identification

Help is Available at Speedy Cash

At Speedy Cash, we understand that emergencies and unexpected financial circumstances can leave you in a bind. With our lines of credit, we can help you get the cash you need and get you back on your feet quickly.