Texas Title Loans up to $25,000

Cash emergency needs come in all different sizes. Speedy Cash understands that sometimes you need a lot of cash right away. When you need more cash than a payday loan offers, consider a title loan. You can apply for a title loan up to $25,000 at Speedy Cash location so that your needs can be met no matter the size of loan needed.

How do Texas Title Loans Work?

Title loans are cash advance loans that take into account your vehicle's value to give you a lending decision.

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Speedy Cash - Your Title Loan Choice

When you need fast cash to deal with an unexpected expense in Texas, a title loan is an option to consider. Speedy Cash is ready to help you get the cash you need to handle your cash emergency.

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Texas Title Loan FAQs

Clear Texas title

Current registration

Vehicle in driving condition

Valid ID

Proof of address

Working phone number

A: No. Your car remains in your possession and you can still use your car during the term of your loan. Once you pay the loan in full, the lien is released. You'll always be the owner of the car as long as your loan remains in good standing.

Have more questions?

Visit our FAQ page.

Don’t Own a Vehicle?

Don’t fret! Speedy Cash also offers payday loans and installment loans up to $3,000. Start your application for an installment loan or payday loan online.

Here’s what you’ll need to apply:

Valid ID

Email address

Steady source of income

Open and active checking account

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Customers with credit difficulties should seek consumer credit counseling.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

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