Texas Installment Loans

If you're in a bind and need cash, Speedy Cash is here for you. An installment loan could offer you quick cash with a repayment schedule that allows you to pay back over time with scheduled installments.

Installment Loans Near Me

Find a Speedy Cash location near you.

Money in Minutes

If approved, get cash on the spot at a Texas location near you. If applying online, get your money in as little as 1 business day.

Pay Off Over Time

Make scheduled payments over time that are based around your pay days.

Manage Your Loan on the Go

View your loan balance, make a payment or change your due date on the go with our mobile app.

Speedy Cash Reviews

"My experience with Speedy Cash has been a very good one!!"

- Veda W. of Austin, TX

"The service that I have received from Speedy Cash has been convenient and professional."

- Todd E. of Dallas, TX

Actual customer testimonials

How Do Texas Installment Loans Work?

Installment Loans up to $3,000

Instant decision. Fast funding. Apply today!

Installment Loan FAQs

Valid ID

Open and active checking account information

Proof of income

Working telephone number

A: Speedy Cash offers three different ways to apply for an installment loan - as we like to say "just call, click or come in". You can apply for installment loans online, over the phone, or by visiting a Texas Speedy Cash store near you.

A: In Texas, Speedy Cash is a Credit Access Business - or CAB - and the actual lender is an unaffiliated third party. Because of this arrangement, CAB fees are charged to the borrower. Your periodic CAB fees keep your loan in good standing.

Have more questions?

Visit our FAQ page.

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Customers with credit difficulties should seek consumer credit counseling.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

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