Texas Loans

Cash Loans up to $25,000

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

Payday Loans Near Me

Find a Speedy Cash location near you.

Speedy Cash Reviews

"Everyone is very nice and helpful. They always make me feel welcome. In time of feed I know exactly where to go. Thank you for your services."

- Sandro R. from Schertz, TX

"Really very satisfied with the service and the ability to get the services that I’m in need of. THANKS."

- Terrie B. from Houston, TX

"I love Speedy Cash! They always have such great customer service and are always there for my needs. I would absolutely recommend their place of business to family and friends. Thanks for everything y’all do!"

- Mayra R. from Katy, TX

Actual customer testimonials

Payday Loans Online

Apply for online payday loans from $50 - $3,000. From Dallas to Houston, no matter where you are, Speedy Cash makes it easy to apply for cash advances! Apply for a payday loan online with our 100% online application that is encrypted for your security. The online application process takes only minutes – no faxing required. If approved, have your money direct deposited to your account, or pick up your cash at a Speedy Cash location.

Instant Lending Decision

Whether you apply online or in a store, we will give you a lending decision right away.

State Licensed Lender

You can rest assured that you have state law on your side when using Speedy Cash services.

Cash Loans Since 1997

We’ve been in business, serving Customers like you since 1997!

How Do Payday Loans Online Work?

1. Apply Online

2. Receive a Lending Decision

3. If approved, Sign Documents Online

4. Get Your Cash

5. Repay Back Over Time

Texas Title Loans

In a tough financial spot and need to borrow cash quickly? You could qualify for a title loan up to $25,000 at a Texas Speedy Cash location. Car title loans are based on the determined value of your vehicle (among other factors) and allow you to borrow money while still driving your vehicle.

Here’s what to bring to get started:

  • Valid ID

  • Proof of income

  • Vehicle in driving condition

  • Clear Texas title

  • Current registration

  • Proof of address

Need more information?

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Customers with credit difficulties should seek consumer credit counseling.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

Google Play is a trademark of Google Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Data rates may apply.