Texas Loans

Cash Loans up to $25,000

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

Payday Loans Near Me

Find your nearest Speedy Cash location.

Speedy Cash Reviews

"Everyone is very nice and helpful. They always make me feel welcome. In time of feed I know exactly where to go. Thank you for your services."

- Sandro R. from Schertz, TX

"Really very satisfied with the service and the ability to get the services that I’m in need of. THANKS."

- Terrie B. from Houston, TX

"I love Speedy Cash! They always have such great customer service and are always there for my needs. I would absolutely recommend their place of business to family and friends. Thanks for everything y’all do!"

- Mayra R. from Katy, TX

Actual customer testimonials

Payday Loans Online

Apply for online payday loans from $50 - $1,500. From Dallas to Houston, no matter where you are, Speedy Cash makes it easy to apply for cash advances! Don’t wait in line – use our 100% secure online encrypted application to apply for a payday loan. The online application process takes only minutes – no faxing required. If approved, have your money direct deposited to your account, or pick up your cash at a Speedy Cash location.

Fast Lending Decision

Whether you apply online or in a store, you will receive a fast lending decision.

State Licensed Lender

You can rest assured that you have state law on your side when using Speedy Cash services.

Cash Loans Since 1997

We’ve been in business, serving Customers like you since 1997!

How Do Payday Loans Online Work?

1. Apply Online

2. Receive a Fast Lending Decision

3. If Approved, Sign Documents Online

4. Get Your Cash

5. Pay Back Over Time

Secure Online Loan Process

Secure Online Loan Process

We’ve all heard horror stories of identities being stolen or companies having massive data breaches – yikes! That would be a terrible experience. For your safety, this online loan application is 100% encrypted. An encrypted application uses code to “hide” important personal information before it is sent over the Internet. Keeping your information safe and secure is a top priority. During trying times, borrow the cash you need with some piece of mind.

Texas Title Loans

Are you in a financial bind and need to borrow quick cash? You could qualify for a title loan up to $25,000 at a Texas Speedy Cash location. The value of your vehicle (among other factors) is used to determine your car title loan amount. Want to know the best part? You can borrow money and drive away in your vehicle that same day!

Here’s what to bring to get started:

  • Valid ID

  • Proof of income

  • Vehicle in driving condition

  • Clear Texas title

  • Current registration

  • Proof of address

Apply for Texas Loans How You’d Like

Life can seem like a rodeo filled with crazy bull riding. Here’s a not-so-secret tip: Sometimes you have to take the bull by the horns! No more driving in hectic Texas traffic – from Harlingen in the southeast corner to Denton in the northern part of the Lone Star state, apply from wherever you’d like with the online loan application! If you don’t have a strong Internet connection, give us a call at 1-888-333-1316 and a friendly Customer Service Representative will be glad to assist you with our Loan By Phone service.

Need more information?

Subject to state regulations, eligibility, credit check, underwriting and approval. Rates, terms and conditions apply. Installment title loans subject to minimum auto value requirements. See associate for details. Lending decisions and funding times subject to system limitations. Same day funding only available for Opt+ cardholders and in-store pickup. Minimum age to apply in Alabama is 19. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Customers with credit difficulties should seek consumer credit counseling.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.

In Texas, Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party. Speedy Cash engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code. Speedy Cash engages in the money transmission and/or currency exchange business as an authorized delegate of MoneyGram Payment Systems, Inc. and Western Union Financial Services under Chapter 151 of the Texas Finance Code.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

CA: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Financing Law. Installment Title Loans subject to minimum auto value requirements.

New Mexico: This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504.

To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.

Opt+: This card is issued by Axiom Bank or Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa. Visa is a registered trademark of Visa USA Inc. All trademarks and service marks are property of their respective owners. ATM: Free withdrawals at any Speedy Cash or Rapid Cash location. Transaction fees will apply for all other ATMs. No charge loads/unloads at Speedy Cash and Rapid Cash locations only.

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